Digital Capital Raising - Poland | Statista Market Forecast

The country of Poland is expected to see the total transaction value in the Digital Capital Raising market market reach US$384.10m in 2024.
MarketMarketplace Lending (Consumer) is set to dominate the market with a projected total transaction value of US$348.20m in 2024.
When compared globally, the United States leads with the highest cumulated transaction value of US$36bn in 2024.
In Poland, the Digital Capital Raising market is experiencing a surge in interest from tech startups seeking alternative funding sources.

Definition:

The Digital Caiptal Raising segment relates to digital financial services for business customers, and private borrowers. Included are Crowdinvesting models, which focus particularly on start-ups exchanging investment for company shares (equity-based), and Crowdfunding solutions, which are used for non-monetary compensation, for example product launches, music, art & film financing (reward-based). The market also includes bank-independent loan allocation for SMEs (Crowdlending) and for personal loans (Marketplace Lending or so-called Peer-to-Peer lending) through private or institutional investors via online platforms. In view of processing complexity, this market is focused on small and medium-sized enterprises (SMEs), freelancers and private persons. Bank financing is not considered, neither are any financial aspects that reach beyond the scope of small and medium-sized enterprises or donation-based Crowdfunding models.

Structure:

Digital Capital Raising consists of Reward-Based Crowdfunding, Crowdinvesting, Crowdlending and Marketplace Lending.

Additional Information:

The market comprises of transaction values, campaigns, average funding per campaign.

Alternative financing for SMEs and freelancers
Equity-based Crowdfunding (or Crowdinvesting)
Reward-based Crowdfunding (or Crowdfunding)
Alternative lending for SMEs and freelancers (bank-independent loans)
Online marketplaces for personal loan applications and private investors
Peer-to-Peer loans with interest rates depending on internal credit scoring of the platform provider

Traditional bank loans
Traditional venture capital investments by institutional or private investors

The Digital Capital Raising market in Poland has been experiencing significant growth in recent years, driven by customer preferences, trends in the market, local special circumstances, and underlying macroeconomic factors. Customer preferences in Poland have shifted towards digital capital raising methods due to their convenience and accessibility.

Investors are increasingly looking for opportunities to invest their capital online, as it allows them to easily access a wide range of investment options and make transactions at their own convenience. Additionally, digital capital raising platforms often provide investors with detailed information and analytics, allowing them to make more informed investment decisions. Trends in the market have also contributed to the growth of the Digital Capital Raising market in Poland.

The rise of crowdfunding platforms, for example, has provided entrepreneurs and small businesses with an alternative way to raise capital. These platforms allow individuals to invest small amounts of money in exchange for equity or other forms of ownership in a company. This has democratized the investment process and opened up new opportunities for both investors and entrepreneurs.

Local special circumstances have also played a role in the development of the Digital Capital Raising market in Poland. The country has a thriving startup ecosystem, with a growing number of innovative companies looking for funding. Digital capital raising platforms have provided these startups with an alternative to traditional sources of funding, such as venture capital firms or banks.

This has allowed them to access the capital they need to grow and expand their businesses. Underlying macroeconomic factors have also contributed to the growth of the Digital Capital Raising market in Poland. The country has experienced steady economic growth in recent years, which has increased investor confidence and willingness to invest in new ventures.

Additionally, low interest rates have made traditional investment options less attractive, leading investors to seek out alternative investment opportunities. In conclusion, the Digital Capital Raising market in Poland has been growing rapidly due to customer preferences, trends in the market, local special circumstances, and underlying macroeconomic factors. As more investors and entrepreneurs embrace digital capital raising methods, the market is expected to continue to expand in the coming years.

Data coverage:

The data encompasses B2C enterprises. Figures are based on transaction values / revenues / assets under management and user data of relevant services and products offered within the FinTech market.

Modeling approach / Market size:

Market sizes are determined through a combined top-down and bottom-up approach, building on a specific rationale for each market segment. As a basis for evaluating markets, we use annual financial reports of key players, industry reports, third-party reports, publicly available databases, and survey results from primary research (e.g., the Statista Global Consumer Survey). In addition, we use relevant key market indicators and data from country-specific associations, such as GDP, consumer spending, population, internet penetration, smartphone penetration, credit card penetration, and online banking penetration. This data helps us estimate the market size for each country individually.

Forecasts:

In our forecasts, we apply diverse forecasting techniques. The selection of forecasting techniques is based on the behavior of the relevant market. For example, the S-curve function and exponential trend smoothing are well suited for forecasting digital products and services due to the non-linear growth of technology adoption.

Additional notes:

The market is updated twice a year in case market dynamics change. The impact of the COVID-19 pandemic and the Russia-Ukraine war is considered at a country-specific level.

This report presents a comprehensive analysis and additional information on the Financial market, in a PDF format.

Crowdfunding is the collective effort of a large number of individuals who network and pool small amounts of capital to finance a new or existing business venture. Each campaign is set for a goal amount of money and a fixed timeframe, each day is counted down and the money raised will be tallied up for visitors to follow its success. The size of the global crowdfunding market is growing and the largest markets are North America and Asia.