Market Insights Financial Capital Raising Digital Capital Raising

CrowdLending (Business) - Morocco

Morocco

The total transaction value in the Crowdlending (Business) market market in Morocco is expected to reach US$0.0 in 2024.
When compared globally, China leads with a transaction value of US$15,970m in 2024.
Morocco's CrowdLending market is gaining traction as local businesses seek alternative capital raising options amidst evolving regulatory frameworks.

Key regions: China, United Kingdom, Brazil, Israel, India

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Analyst Opinion

The CrowdLending (Business) market in Morocco is experiencing steady growth and development. Customer preferences, trends in the market, local special circumstances, and underlying macroeconomic factors all contribute to this positive trajectory.

Customer preferences in the CrowdLending (Business) market in Morocco are driven by several factors. Firstly, businesses in Morocco are increasingly looking for alternative financing options to traditional bank loans. CrowdLending provides a convenient and accessible platform for businesses to secure funding quickly and efficiently.

Additionally, investors are attracted to CrowdLending platforms as they offer the opportunity to diversify their investment portfolios and potentially earn higher returns compared to traditional investment options. Trends in the market further contribute to the growth of CrowdLending (Business) in Morocco. One notable trend is the increasing use of technology and digital platforms.

CrowdLending platforms leverage technology to connect borrowers and investors, streamlining the lending process and reducing administrative costs. This trend aligns with the overall digitalization efforts in Morocco, making CrowdLending an attractive option for businesses and investors alike. Local special circumstances also play a role in the development of the CrowdLending (Business) market in Morocco.

The country has a vibrant entrepreneurial ecosystem, with a growing number of startups and small businesses in need of financing. Traditional banks often have strict lending criteria and may be hesitant to provide loans to these businesses. CrowdLending platforms fill this gap by offering more flexible lending options, catering to the specific needs of small businesses and startups.

Underlying macroeconomic factors further support the growth of the CrowdLending (Business) market in Morocco. The country has been experiencing steady economic growth, with a focus on diversifying the economy and promoting entrepreneurship. This favorable economic environment provides a conducive backdrop for the development of alternative financing options like CrowdLending.

Additionally, the government has been implementing reforms to improve the business environment and attract foreign investment, further stimulating the demand for financing options. In conclusion, the CrowdLending (Business) market in Morocco is developing due to customer preferences, trends in the market, local special circumstances, and underlying macroeconomic factors. The convenience and accessibility of CrowdLending platforms, coupled with the increasing use of technology, make it an attractive option for businesses and investors.

The vibrant entrepreneurial ecosystem in Morocco, along with favorable macroeconomic conditions, further contribute to the growth of the market.

Methodology

Data coverage:

The data encompasses B2C enterprises. Figures are based on transaction values / revenues / assets under management and user data of relevant services and products offered within the FinTech market.

Modeling approach / Market size:

Market sizes are determined through a combined top-down and bottom-up approach, building on a specific rationale for each market segment. As a basis for evaluating markets, we use annual financial reports of key players, industry reports, third-party reports, publicly available databases, and survey results from primary research (e.g., the Statista Global Consumer Survey). In addition, we use relevant key market indicators and data from country-specific associations, such as GDP, consumer spending, population, internet penetration, smartphone penetration, credit card penetration, and online banking penetration. This data helps us estimate the market size for each country individually.

Forecasts:

In our forecasts, we apply diverse forecasting techniques. The selection of forecasting techniques is based on the behavior of the relevant market. For example, the S-curve function and exponential trend smoothing are well suited for forecasting digital products and services due to the non-linear growth of technology adoption.

Additional notes:

The market is updated twice a year in case market dynamics change. The impact of the COVID-19 pandemic and the Russia-Ukraine war is considered at a country-specific level.