Digital Capital Raising - Chile | Statista Market Forecast

The country in Chile is expected to see the total transaction value in the Digital Capital Raising market market reach US$17.50m by 2024.
In 2024, MarketCrowdlending (Business) is projected to dominate the market in Chile with a total transaction value of US$16.05m.
When compared globally, the United States leads with the highest cumulated transaction value of US$36bn in 2024.
Chile's digital capital raising market is witnessing a surge in blockchain-based fundraising platforms, revolutionizing traditional investment methods.

Definition:

The Digital Caiptal Raising segment relates to digital financial services for business customers, and private borrowers. Included are Crowdinvesting models, which focus particularly on start-ups exchanging investment for company shares (equity-based), and Crowdfunding solutions, which are used for non-monetary compensation, for example product launches, music, art & film financing (reward-based). The market also includes bank-independent loan allocation for SMEs (Crowdlending) and for personal loans (Marketplace Lending or so-called Peer-to-Peer lending) through private or institutional investors via online platforms. In view of processing complexity, this market is focused on small and medium-sized enterprises (SMEs), freelancers and private persons. Bank financing is not considered, neither are any financial aspects that reach beyond the scope of small and medium-sized enterprises or donation-based Crowdfunding models.

Structure:

Digital Capital Raising consists of Reward-Based Crowdfunding, Crowdinvesting, Crowdlending and Marketplace Lending.

Additional Information:

The market comprises of transaction values, campaigns, average funding per campaign.

Alternative financing for SMEs and freelancers
Equity-based Crowdfunding (or Crowdinvesting)
Reward-based Crowdfunding (or Crowdfunding)
Alternative lending for SMEs and freelancers (bank-independent loans)
Online marketplaces for personal loan applications and private investors
Peer-to-Peer loans with interest rates depending on internal credit scoring of the platform provider

Traditional bank loans
Traditional venture capital investments by institutional or private investors

The Digital Capital Raising market in Chile has been experiencing significant growth in recent years, driven by customer preferences, market trends, local special circumstances, and underlying macroeconomic factors. Customer preferences in Chile have shifted towards digital capital raising methods due to the convenience and accessibility they offer.

With the increasing use of smartphones and internet penetration, individuals and businesses are increasingly turning to digital platforms to raise capital. These platforms provide a streamlined and efficient process, allowing users to connect with potential investors and access funding quickly and easily. Trends in the market indicate a growing interest in crowdfunding and peer-to-peer lending platforms in Chile.

These platforms allow individuals and businesses to raise capital from a large pool of investors, often with lower transaction costs compared to traditional financing methods. The rise of these platforms can be attributed to the changing regulatory environment, which has made it easier for these platforms to operate and attract investors. Local special circumstances in Chile, such as a vibrant entrepreneurial ecosystem and a supportive government, have also contributed to the growth of the digital capital raising market.

Chile has been actively promoting entrepreneurship and innovation through various initiatives, including the establishment of startup incubators and accelerators. These efforts have created a favorable environment for startups and small businesses to raise capital through digital platforms. Underlying macroeconomic factors have further fueled the development of the digital capital raising market in Chile.

The country has experienced steady economic growth in recent years, which has led to an increase in investment opportunities. Additionally, low interest rates and a stable financial system have made alternative financing options attractive to both investors and borrowers. In conclusion, the Digital Capital Raising market in Chile is experiencing significant growth due to customer preferences, market trends, local special circumstances, and underlying macroeconomic factors.

The convenience and accessibility offered by digital platforms, the rise of crowdfunding and peer-to-peer lending, a vibrant entrepreneurial ecosystem, and favorable macroeconomic conditions have all contributed to the development of this market. As the digital economy continues to expand in Chile, the digital capital raising market is expected to further evolve and provide new opportunities for individuals and businesses to access funding.

Data coverage:

The data encompasses B2C enterprises. Figures are based on transaction values / revenues / assets under management and user data of relevant services and products offered within the FinTech market.

Modeling approach / Market size:

Market sizes are determined through a combined top-down and bottom-up approach, building on a specific rationale for each market segment. As a basis for evaluating markets, we use annual financial reports of key players, industry reports, third-party reports, publicly available databases, and survey results from primary research (e.g., the Statista Global Consumer Survey). In addition, we use relevant key market indicators and data from country-specific associations, such as GDP, consumer spending, population, internet penetration, smartphone penetration, credit card penetration, and online banking penetration. This data helps us estimate the market size for each country individually.

Forecasts:

In our forecasts, we apply diverse forecasting techniques. The selection of forecasting techniques is based on the behavior of the relevant market. For example, the S-curve function and exponential trend smoothing are well suited for forecasting digital products and services due to the non-linear growth of technology adoption.

Additional notes:

The market is updated twice a year in case market dynamics change. The impact of the COVID-19 pandemic and the Russia-Ukraine war is considered at a country-specific level.

This report presents a comprehensive analysis and additional information on the Financial market, in a PDF format.

Crowdfunding is the collective effort of a large number of individuals who network and pool small amounts of capital to finance a new or existing business venture. Each campaign is set for a goal amount of money and a fixed timeframe, each day is counted down and the money raised will be tallied up for visitors to follow its success. The size of the global crowdfunding market is growing and the largest markets are North America and Asia.