Credit card penetration in 42 countries in Europe 2021

Share of individuals who own a credit card in Europe in 2021, by country

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Source

Use Ask Statista Research Service

Release date

June 2022

Region

Europe

Survey time period

August to November 2021

Number of respondents

approx. 1,000 per country

Age group

15 years and older

Special properties

Entire civilian, noninstitutionalized population; The figures shown are from a global survey held every 3 years. The data for 2021 is the most recent available as of the mid of 2024.

Method of interview

Face-to-face interviews, telephone interviews

Supplementary notes

The questions were phrased by the source as follows:

  1. "A credit card is a card that allows you to BORROW money in order to make payments or buy things, and you can pay the balance off later. Do you, personally, have a credit card?" 
  2. "In the PAST 12 MONTHS, have you, personally, used your credit card?"
  3. "In the PAST 12 MONTHS, have you, personally, used your credit card to pay for a purchase IN a store?"

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Statistics on " Payments in Europe "

Other statistics that may interest you Payments in Europe

Cash(less)

6

(Credit) cards

6

Issuers, acquirers, gateways

6

Alternative payment methods (APMs)

8

Cross-border payments

6

Remittances

6

Miscellaneous

5

Outlook

4

Further related statistics

2
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