Leading banks in Poland 2023, by total assets

In 2023, Poland’s leading bank in terms of assets was PKO BP, with assets valuing over 501 billion zloty.

Banking sector in Poland

The activities of several banks dominate the Polish market. In 2023, the best bank in terms of customer service, cost of service, and trust was Millennium Bank, followed by ING Bank Slaski. At the same time, the leader in the number of bank branches was PKO BP bank, with over 945 bank branches all over Poland in 2023.

Credits & loans in Poland

The credit market in Poland is growing year on year, with the value of loans to households reaching over 714 billion zloty in 2022, which almost doubled its value in 2009. Over the past few years, the percentage of loans taken out in foreign currencies has declined, showing a growing awareness among borrowers about the risks of taking mortgages in foreign currency. In 2022, about 20 percent of housing loans were in foreign currency, more than twice as low as in 2013. Housing loans have been the most frequently granted loans in Poland for years, and accounting for nearly 63 percent of the loan market.