Cash was still preferred at POS in Poland in 2022, although market shares of credit cards and wallets increased since COVID-19. Especially mobile wallets are noticeable in this regard, growing at a relatively faster pace than credit cards since 2017. For example, research from Statista suggests that the use of Google Pay in Polish stores or restaurants was higher than the penetration rate seen in other countries across the world. Another reason is the growing number of POS transactions of BLIK - a domestic payment app linked to Poland's leading banks that also provides ATM services and can be used in physical stores.
Market share of cash, credit cards, and other payment methods at point of sale (POS) in Poland from 2017 to 2023, with a forecast for 2027
* The source changed its categories in 2021, see the "Details" tab for more information.
Supplementary notes
In 2022, the source stated it made two changes to the categories used in previous years. These include a combination of "credit cards" with "charge/deferred debit cards" and the split of BNPL from "POS financing" (which itself was added as a new category in 2020). The latter change was made to atone for the "growing importance of BNPL". This seems to have been reverted for "POS financing" in the 2023 report - which covered the figures for 2022.
The figures have been taken from several publications. No figures were available for 2018 as the source did not release any reports that year.
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Worldpay. (March 21, 2024). Market share of cash, credit cards, and other payment methods at point of sale (POS) in Poland from 2017 to 2023, with a forecast for 2027 [Graph]. In Statista. Retrieved December 24, 2024, from https://www.statista.com/statistics/1296907/preferred-payment-methods-poland/
Worldpay. "Market share of cash, credit cards, and other payment methods at point of sale (POS) in Poland from 2017 to 2023, with a forecast for 2027." Chart. March 21, 2024. Statista. Accessed December 24, 2024. https://www.statista.com/statistics/1296907/preferred-payment-methods-poland/
Worldpay. (2024). Market share of cash, credit cards, and other payment methods at point of sale (POS) in Poland from 2017 to 2023, with a forecast for 2027. Statista. Statista Inc.. Accessed: December 24, 2024. https://www.statista.com/statistics/1296907/preferred-payment-methods-poland/
Worldpay. "Market Share of Cash, Credit Cards, and Other Payment Methods at Point of Sale (Pos) in Poland from 2017 to 2023, with a Forecast for 2027." Statista, Statista Inc., 21 Mar 2024, https://www.statista.com/statistics/1296907/preferred-payment-methods-poland/
Worldpay, Market share of cash, credit cards, and other payment methods at point of sale (POS) in Poland from 2017 to 2023, with a forecast for 2027 Statista, https://www.statista.com/statistics/1296907/preferred-payment-methods-poland/ (last visited December 24, 2024)
Market share of cash, credit cards, and other payment methods at point of sale (POS) in Poland from 2017 to 2023, with a forecast for 2027 [Graph], Worldpay, March 21, 2024. [Online]. Available: https://www.statista.com/statistics/1296907/preferred-payment-methods-poland/
