Marketplace average premiums by state U.S. 2021

During the marketplace open enrollment period of 2021, the average premium of marketplace plans ranged from 405 U.S. dollars per month in Utah to 1,050 U.S. dollars in Vermont. Under the Affordable Care Act, most individuals with a household income of 100%-400% Federal poverty level (FPL) are eligible for a subsidy in the form of advance premium tax credits (APTC) to lower their premiums. During the same period, among those receiving APTC, their average premium lowered to on average just 54 U.S. dollars in Nebraska and 294 U.S. dollars in Vermont. This statistic shows the Marketplace average premiums before and after advanced premium tax credit (APTC) during open enrollment 2021 in the United States, by state.

Marketplace average premiums before and after advanced premium tax credit (APTC) during open enrollment 2021 in the United States, by state

Characteristic	Average Premium	Average Premium after APTC among consumers receiving APTC
Vermont	1,050	294
West Virginia	1,038	221
Louisiana	741	126
Alabama	729	73
Nebraska	722	54
South Dakota	698	89
Alaska	697	91
Connecticut	692	87
Delaware	675	119
Iowa	656	102
New York	656	-
Missouri	639	102
North Carolina	633	82
Wisconsin	629	118
Kansas	628	116
Illinois	625	178
Hawaii	624	114
Oklahoma	623	61
Mississippi	622	81
Pennsylvania	622	131
Tennessee	619	101
Kentucky	605	119
Florida	599	73
Virginia	595	100
Georgia	583	81
Indiana	583	172
South Carolina	583	85
Arizona	581	130
New Jersey	575	163
California	571	146
Montana	571	120
Oregon	562	150
Maine	558	120
Texas	550	78
Arkansas	546	135
District of Columbia	541	206
Ohio	524	163
Washington	505	134
North Dakota	485	84
Michigan	480	143
New Mexico	463	117
Colorado	459	152
Rhode Island	455	120
New Hampshire	446	148
Minnesota	439	275
Maryland	439	100
Massachusetts	435	150
Utah	405	62
Idaho	-	-
Nevada	-	-

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Release date

December 2021

More information

Region

United States

Survey time period

2021 open enrollment period

Supplementary notes

Release date represents the date figures were accessed.
APTC: Advanced Premium Tax Credit - subsidy for those with household income 100%-400% Federal Poverty Level
Average Premium: The average per person premium for all consumers, before the application of any APTC.
Average Premium after APTC among Consumers Receiving APTC: The average of the difference between an individual's premium and the individual's allocated APTC for consumers with allocated APTC amounts greater than $0 (for SBM states, the average per person monthly premium for consumers with plan selections that have APTC, after the application of APTC.
39 states use the Healthcare.gov platform; 12 states run their own marketplaces (CA, CO, CT, DC, ID, MD, MA, MN, NY, RI, VT, and WA)

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