Residential buildings insured against storm, hail, natural hazard Germany 2022
In Germany, insurance density against storm, hail, and natural hazard damage varies by federal state. As of 2021/2022, Baden-Württemberg, Hamburg and Schleswig-Holstein have the highest rates of insurance against storm and hail damage, all reaching 100 percent. Natural hazard damage insurance density is generally noticeably lower in all German states.