Net NPA of banks in India FY 2019-2022, by sector
In financial year 2022, public sector banks in India reported a total of over 1.5 trillion Indian rupees in net non-performing assets (NPA). This was a decrease from 2.8 trillion Indian rupees in fiscal year 2019. Although public sector banks reported a decrease in gross NPAs, the net NPAs of foreign banks increased from nearly 29 billion rupees in fiscal year 2021 to more than 30 billion rupees in 2022.
Non-performing assets are also referred to as "bad assets". They consist for example of non-performing loans, which are unlikely to be repaid in full by the borrower. NPAs pose a challenge to banks because they reduce the profitability as well as the liquidity of banks.
Non-performing assets are also referred to as "bad assets". They consist for example of non-performing loans, which are unlikely to be repaid in full by the borrower. NPAs pose a challenge to banks because they reduce the profitability as well as the liquidity of banks.
