Gross NPA of banks in India FY 2019-2022, by sector
In financial year 2022, public sector banks in India reported a total of over 5.4 trillion Indian rupees in gross non-performing assets (NPA). This was a decrease from the 7.3 trillion Indian rupees in 2019. In contrast, private sector banks reported a decrease from two trillion Indian rupees to 1.8 trillion Indian rupees in financial year 2022 in gross NPAs.
Non-performing assets are also referred to as "bad assets". They consist for example of non-performing loans, which are unlikely to be repaid in full by the borrower. NPAs pose a challenge to banks because they reduce the profitability as well as the liquidity of banks.
Non-performing assets are also referred to as "bad assets". They consist for example of non-performing loans, which are unlikely to be repaid in full by the borrower. NPAs pose a challenge to banks because they reduce the profitability as well as the liquidity of banks.
