Digital Capital Raising - Panama | Statista Market Forecast

The country of Panama is expected to see a total transaction value of US$222.60k in the Digital Capital Raising market market by 2024.
In the same year, MarketReward-Based Crowdfunding is anticipated to lead the market in Panama with a total transaction value of US$142.50k.
When looking at a global scale, it is evident that the United States reaches the highest cumulated transaction value, hitting US$36bn in 2024.
In Panama, the digital capital raising market is rapidly expanding, attracting a growing number of tech-savvy investors and startups seeking funding online.

Definition:

The Digital Caiptal Raising segment relates to digital financial services for business customers, and private borrowers. Included are Crowdinvesting models, which focus particularly on start-ups exchanging investment for company shares (equity-based), and Crowdfunding solutions, which are used for non-monetary compensation, for example product launches, music, art & film financing (reward-based). The market also includes bank-independent loan allocation for SMEs (Crowdlending) and for personal loans (Marketplace Lending or so-called Peer-to-Peer lending) through private or institutional investors via online platforms. In view of processing complexity, this market is focused on small and medium-sized enterprises (SMEs), freelancers and private persons. Bank financing is not considered, neither are any financial aspects that reach beyond the scope of small and medium-sized enterprises or donation-based Crowdfunding models.

Structure:

Digital Capital Raising consists of Reward-Based Crowdfunding, Crowdinvesting, Crowdlending and Marketplace Lending.

Additional Information:

The market comprises of transaction values, campaigns, average funding per campaign.

Alternative financing for SMEs and freelancers
Equity-based Crowdfunding (or Crowdinvesting)
Reward-based Crowdfunding (or Crowdfunding)
Alternative lending for SMEs and freelancers (bank-independent loans)
Online marketplaces for personal loan applications and private investors
Peer-to-Peer loans with interest rates depending on internal credit scoring of the platform provider

Traditional bank loans
Traditional venture capital investments by institutional or private investors

The Digital Capital Raising market in Panama is experiencing significant growth and development. Customer preferences in the market are shifting towards digital platforms for capital raising.

This is driven by the convenience and efficiency of digital channels, which allow businesses to access a larger pool of potential investors and streamline the capital raising process. Additionally, digital platforms offer greater transparency and accessibility, enabling investors to make more informed decisions. Trends in the market indicate a growing number of companies utilizing digital capital raising methods such as crowdfunding and initial coin offerings (ICOs).

Crowdfunding platforms provide an avenue for businesses to raise funds from a wide range of individual investors, while ICOs allow companies to raise capital by issuing digital tokens or coins. These methods have gained popularity due to their ability to reach a larger audience and attract global investors. Local special circumstances in Panama contribute to the development of the Digital Capital Raising market.

The country has a thriving entrepreneurial ecosystem, with a growing number of startups and small businesses seeking capital to fund their growth. Digital capital raising platforms provide these businesses with access to a diverse investor base, including both local and international investors. Additionally, Panama's strategic location as a hub for international trade and finance attracts foreign investors who are interested in supporting local businesses.

Underlying macroeconomic factors also play a role in the development of the Digital Capital Raising market in Panama. The country has a stable and growing economy, with a favorable business environment and government support for entrepreneurship. This creates a conducive environment for businesses to raise capital and encourages investment in innovative ventures.

Furthermore, Panama's strong financial services sector and well-established regulatory framework provide a solid foundation for digital capital raising activities. In conclusion, the Digital Capital Raising market in Panama is experiencing growth and development driven by customer preferences for digital platforms, trends in the market towards crowdfunding and ICOs, local special circumstances such as a thriving entrepreneurial ecosystem, and underlying macroeconomic factors including a stable economy and supportive business environment. This presents opportunities for businesses to access capital and investors to diversify their investment portfolios.

Data coverage:

The data encompasses B2C enterprises. Figures are based on transaction values / revenues / assets under management and user data of relevant services and products offered within the FinTech market.

Modeling approach / Market size:

Market sizes are determined through a combined top-down and bottom-up approach, building on a specific rationale for each market segment. As a basis for evaluating markets, we use annual financial reports of key players, industry reports, third-party reports, publicly available databases, and survey results from primary research (e.g., the Statista Global Consumer Survey). In addition, we use relevant key market indicators and data from country-specific associations, such as GDP, consumer spending, population, internet penetration, smartphone penetration, credit card penetration, and online banking penetration. This data helps us estimate the market size for each country individually.

Forecasts:

In our forecasts, we apply diverse forecasting techniques. The selection of forecasting techniques is based on the behavior of the relevant market. For example, the S-curve function and exponential trend smoothing are well suited for forecasting digital products and services due to the non-linear growth of technology adoption.

Additional notes:

The market is updated twice a year in case market dynamics change. The impact of the COVID-19 pandemic and the Russia-Ukraine war is considered at a country-specific level.

This report presents a comprehensive analysis and additional information on the Financial market, in a PDF format.

Crowdfunding is the collective effort of a large number of individuals who network and pool small amounts of capital to finance a new or existing business venture. Each campaign is set for a goal amount of money and a fixed timeframe, each day is counted down and the money raised will be tallied up for visitors to follow its success. The size of the global crowdfunding market is growing and the largest markets are North America and Asia.