Bank loans in the United States - statistics & facts

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Key insights

Outstanding consumer credit
4.98tr USD
Value of securities, loans, and leases of commercial banks
18tr USD
U.S. per capita debt balance 120+ days late
212 USD

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Current statistics on this topic

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Overview

  • Premium Statistic Gross loans and leases of FDIC-insured commercial banks in the U.S. 2000-2023
  • Premium Statistic Value of loans by commercial in the U.S. 2024, by type
  • Premium Statistic Quarterly loan value as a share of total bank assets in the U.S. 2003-2023, by type
  • Premium Statistic Value of loans of FDIC-insured commercial banks to individuals 2000-2023
  • Basic Statistic Value of revolving credit outstanding in the U.S. 1995-2023
  • Premium Statistic Value of outstanding loans of credit unions in the U.S. 2013-2023
  • Premium Statistic Annual change of loans and leases in bank credit in the U.S. 2007-2024

Interest rates

Mortgages

  • Basic Statistic Mortgage debt outstanding in the U.S. 2001-2023
  • Basic Statistic Mortgage debt outstanding in the U.S. 2023, by sector
  • Basic Statistic Mortgage debt outstanding on family residences in the U.S. 2001-2023
  • Basic Statistic Mortgage debt outstanding on multifamily residences in the U.S. 2001-2023
  • Basic Statistic Mortgage debt outstanding on commercial property in the U.S. 2001-2023

Personal, student, and car loans

  • Basic Statistic Total consumer credit outstanding in the U.S. 2006-2024
  • Premium Statistic Annual change of total consumer credit in the U.S. 2007-2024
  • Premium Statistic Total car loan balances in the U.S. 2006-2024
  • Premium Statistic Value of car loan originations in the U.S. 2007-2023, by age
  • Premium Statistic Amount of student loan debt outstanding, by type U.S. 2024
  • Premium Statistic Value of outstanding student loans U.S. 2006-2024

Business loans

  • Premium Statistic Monthly value of commercial and industrial loans in the U.S. 2007-2024
  • Premium Statistic Export credit guarantee program (GSM-102) allocation in the U.S. 2024, by region
  • Premium Statistic Approval of loans to small businesses in the U.S. 2017-2024

Non-performing loans

Loan behavior

  • Premium Statistic Credit refusal in the U.S. 2023, by race and family income
  • Premium Statistic Personal loan complaints reported to CFPB in the U.S. 2020-2023
  • Premium Statistic Denial rates for mortgages in the U.S. 2019-2023, by race
  • Premium Statistic Use of credit in the U.S. 2021, by education level and type of credit
  • Premium Statistic Usage of credit in the U.S. 2021, by race and type of credit
  • Premium Statistic Usage of credit in the U.S. 2021, by age and type of credit

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