Homeowners insurance in the United States - statistics & facts

Most affordable U.S. states in terms of homeowners insurance premium 2024

Ranking of the most affordable states for homeowners insurance in the United States in 2024, by annual premium (in U.S. dollars)

Homeownership rate in the U.S. 1990-Q3 2024

Homeownership rate in the United States from 1990 to the third quarter of 2024

Embedded insurance: interest among bank customers in the U.S. 2021, by insurance type

Share of digital and traditional bank customers highly interested in selected bank-embedded insurance options in the United States in 2021

Number of U.S. housing units and annual increase 1975-2023

Number of housing units and annual percentage increase in the United States from 1975 to 2023 (in millions)

ESG scores of the worlds' largest insurance companies 2024, by provider

Comparison of the environmental, social and governance (ESG) scores of the 26 largest insurance companies by market capitalization worldwide in 2024, by ESG score provider

Least affordable U.S. states in terms of homeowners insurance premium 2024

Ranking of the least affordable states for homeowners insurance in the United States in 2024, by annual premium (in U.S. dollars)

Share of property and casualty insurance premiums in the U.S. 2019-2023, by line

Distribution of net premiums written by property and casualty insurance companies in the United States from 2019 to 2023, by line

Number of U.S. homeowner insurance claims paid due to lightning losses 2008-2023

Number of homeowner insurance claims paid due to lightning losses in the United States from 2008 to 2023

Homeowner insurance claims paid out due to lightning losses in the U.S. 2006-2023

Homeowner insurance claims paid out due to lightning losses in the United States from 2006 to 2023 (in million U.S. dollars)

NPS of selected insurance segments in the U.S. 2020-2022

Average net promoter score (NPS) of selected insurance branches in the United States from 2020 to 2022

Leading U.S. homeowners insurance writers 2020-2023

Leading writers of homeowners insurance in the United States from 2020 to 2023, by market share

Leading U.S. writers of homeowners insurance 2020-2023, by premiums

Leading writers of homeowners insurance in the United States from 2020 to 2023, by direct premiums written (in billion U.S. dollars)

Leading U.S. homeowner insurance companies 2020-2023, by market share

Market share of leading homeowner insurance companies in the United States from 2020 to 2023, by market share

Leading property and casualty insurance companies in the U.S. 2020-2021, by revenue

Leading mutual property/casualty insurance companies in the United States in 2020 and 2021, by revenue (in billion U.S. dollars)

Earned premiums of State Farm 2011-2023

Value of earned premiums of State Farm from 2011 to 2023 (in billion U.S. dollars)

Value of homeowner multiple peril insurance net premiums in the U.S. 2006-2023

Value of net premiums written by homeowner multiple peril insurance industry in the United States from 2006 to 2023 (in billion U.S. dollars)

Average homeowner insurance premiums in the U.S. 2001-2021

Average premiums for homeowners insurance in the United States from 2001 to 2021 (in U.S. dollars)

U.S. household expenditure on home insurance 2007-2023

Average annual expenditure on homeowners' insurance per consumer unit in the United States from 2007 to 2023 (in U.S. dollars)

Incurred losses for homeowner insurance in the U.S. 2012-2023

Incurred losses for homeowner insurance in the United States from 2012 to 2023 (in billion U.S. dollars)

Loss ratio of Lemonade in the U.S. 2017-2023

Loss ratio of Lemonade in the United States from Q4 2017 to Q4 2023

Embedded insurance interest among traditional bank customers in the U.S. 2021

Share of traditional bank customers highly interested in bank-embedded insurance options in the United States in 2021

Embedded insurance: high interest by insurance type in the U.S. 2021

Share of digital and traditional bank customers highly interested in bank-embedded insurance options in the United States in 2021, by type of insurance

Embedded insurance: high interest by generation in the U.S. 2021

Share of digital and traditional bank customers highly interested in bank-embedded insurance options in the United States in 2021, by generation

Opinion of U.S millennials on their housing aspirations 2021

Share of Millennials who agreed with selected statements regarding housing affordability and their current housing situation in the United States in 2021

Single-family housing starts in the U.S. 1980-2023, with forecasts until 2025

Volume of new single family home construction starts in the United States from 1980 to 2023, with forecasts until 2025 (in 1,000s)

Homeownership rate in the U.S. 2012-2024

Homeownership rate in the United States from 1st quarter 2012 to 3rd quarter 2024

Homeownership rate in the U.S. 2023, by age

Homeownership rate in the United States in 2023, by age

Homeownership rate in the U.S. 2003-2022, by ethnicity

Homeownership rates in the United States from 2003 to 2022, by ethnicity

Homeownership rate in the United States 2015-2023, by region

Rate of people owning their own home in the United States from 2015 to 2023, by region

U.S. homeownership rate for householders over 65 years old 2011-Q3 2024

U.S. homeownership rate for householders over 65 years old between 2011 and the third quarter of 2024