Credit cards and debit cards in the Benelux

Statistics report that compares the use of credit cards against debit cards in Belgium, the Netherlands and Luxembourg

Credit cards and debit cards in the Benelux

Do consumers in Belgium, the Netherlands and Luxembourg prefer to use credit cards or debit cards? Although data availability varies per country for reasons, one thing is clear: credit cards are not very popular in the Benelux. This report looks at figures on the use of two different types of payment cards and aims to compare them between the three countries. Figures on contactless card payments are not present here, as these are found in different reports.

This report is one of the two Benelux reports that focus on digital payments, with the other publication specifically looking at contactless payments, wallets and wearables in the Benelux region.

Table of contents

Card payments

7
  • Basic Statistic Total card payments in the Benelux region 2010-2019
  • Basic Statistic Number of card payments per capita in the Benelux region 2010-2019
  • Basic Statistic Value of card payments as a ratio to GDP in the Benelux region 2010-2019
  • Basic Statistic Number of POS transactions per card in the Benelux region 2010-2020
  • Premium Statistic Quarterly debit and credit card number in circulation in the Netherlands 2005-2021
  • Premium Statistic Most used e-commerce payment methods in Netherlands 2016-2023, with 2027 forecast
  • Premium Statistic ATM withdrawal value with debit & credit cards issued in Luxembourg 2006-2019

Credit cards

10
  • Premium Statistic Number of cross-border payments with credit cards by Belgian consumers 2002-2019
  • Premium Statistic Quarterly cross-border credit card transaction value from the Netherlands 2005-2021
  • Premium Statistic Value of cross-border payments with credit cards by Belgian consumers 2002-2019
  • Premium Statistic Leading reasons for consumers to use credit cards in the Netherlands 2017
  • Premium Statistic Quarterly domestic credit card transaction volume in the Netherlands 2005-2021
  • Premium Statistic Size of a credit card transaction in Netherlands 2012-2022, in local currency and USD
  • Premium Statistic Quarterly cross-border credit card transaction volume from the Netherlands 2005-2021
  • Basic Statistic Leading payment methods in Luxembourg 2017
  • Premium Statistic Credit card transaction volume in Luxembourg 2006-2020
  • Premium Statistic Total value of credit card transactions in Luxembourg 2006-2018

Debit cards

8
  • Basic Statistic Card payment value with cards issued in Belgium 2000-2020
  • Premium Statistic Number of Bancontact transactions in Belgium 2015-2020
  • Premium Statistic Share of cash, debit cards and credit cards in POS in the Netherlands 2010-2020
  • Premium Statistic Most used payment methods at POS of different age groups in the Netherlands in 2022
  • Premium Statistic Quarterly domestic debit card transaction volume in the Netherlands 2005-2021
  • Premium Statistic Debit card payment transaction volume change in the Netherlands 2006-2020
  • Premium Statistic Cash withdrawn at ATM using debit cards change in the Netherlands 2000-2020
  • Premium Statistic Debit card transaction value in Luxembourg 2006-2019

Fraud

5
  • Basic Statistic Debit card fraud cases in Belgium 2008-2022
  • Premium Statistic Level of concern over payment card or online banking fraud in the Netherlands 2018
  • Premium Statistic Frequency of payment card or online banking fraud in the Netherlands 2018
  • Basic Statistic Total damage due to debit card skimming in the Netherlands 2013-2018
  • Basic Statistic Total damage due to credit card fraud in the Netherlands 2013-2018

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