Credit cards in the United States

Statistics report on credit card debt, and offline and online credit card transactions in the U.S.

Credit cards in the United States

Known for its credit cards, which brands are the biggest in the United States. And how big is credit card debt in the country?

This report provides a range of statistics that focus exclusively on credit cards in the United States. Multiple topics are discussed, ranging from card delinquency to the country's largest credit card issuers and acquirers. This report is an expansion to another publication - Digital payment types in the United States - which compares credit cards against emerging, alternative payments such as buy now, pay later (BNPL) or digital wallets.

Some of the key questions asked in this report include: How many transactions do Americans, for example, perform? And which credit card companies issue the most cards? And how is the market going to develop in the future?

Table of contents

Usage

5
  • Premium Statistic Annual credit card and debit cards issued in the U.S. 2012-2022
  • Premium Statistic Annual number of credit card transactions in the U.S. 2012-2022, per capita
  • Premium Statistic Most used in-store (POS) payment methods in the U.S. 2017-2023, with 2027 forecast
  • Premium Forecast Most common online payments by type in the U.S. 2024
  • Premium Statistic Payment types accepted by all e-commerce vendors in the U.S. in 2022 and 2024

Demographics

4
  • Premium Statistic Triennial credit card penetration in the U.S. 2011-2024, by demographic
  • Premium Forecast Credit card users in the United States, by age 2024
  • Premium Statistic Share of adults planning to carry credit card balance in the U.S. 2020-2023
  • Premium Statistic Average credit card balance in the United States in 2023, by age group

Spending

5
  • Premium Statistic Annual credit card spending in the U.S. 2012-2022
  • Premium Statistic Most used payment methods in e-commerce worldwide in 2023, with a forecast for 2027
  • Premium Statistic Size of a credit card transaction in the U.S. 2012-2022, in USD
  • Premium Statistic Quarterly value of credit available on credit cards in the U.S. 2010-2024
  • Premium Statistic Visa, Mastercard, Amex, Discover purchase volume in the U.S. 2010-2023

Schemes

6
  • Premium Statistic Biggest international and domestic payment card schemes in the U.S. 2016-2021
  • Premium Statistic Visa, Mastercard, Amex, Discover market share against each other in U.S. 2007-2023
  • Premium Statistic Apple Card user demographics in the U.S. 2023, by age, gender, income, race
  • Premium Statistic Quarterly number of Visa issued credit cards in U.S. and worldwide 2008-2024
  • Premium Statistic Quarterly number of Mastercard issued credit cards in U.S. and worldwide 2006-2024
  • Premium Statistic Annual number of AmEx issued credit cards in the U.S. and worldwide 2015-2023

Issuers and acquirers

5
  • Premium Statistic Biggest card issuers - credit cards and debit cards - in the U.S. 2023
  • Premium Statistic Biggest credit card issuers in the U.S. 2007-2023, based on purchase volume
  • Premium Statistic Biggest commercial card issuers in the U.S. 2019-2023, based on purchase volume
  • Premium Statistic Biggest merchant acquirers in the U.S. 2015-2023, based on number of transactions
  • Premium Statistic Credit card processing fees in the U.S. in 2024, by brand

Debt

5
  • Premium Statistic Quarterly credit card debt in the U.S. 2010-2023
  • Premium Statistic Credit card debt in the different states of the U.S. 2023
  • Basic Statistic Value of revolving credit outstanding in the U.S. 1995-2023
  • Premium Statistic Main source of non-mortgage debt among consumers in the U.S. 2024
  • Premium Statistic Emergency bill: savings, credit card, borrow vs personal loan U.S. 2023

Delinquency

5
  • Premium Statistic Average credit score in the U.S. 2005-2024
  • Premium Statistic Quarterly delinquency rates of credit cards and mortgages in the U.S. 2012-2024
  • Premium Statistic Quarterly credit card loan delinquency rates in the U.S. 2010-2024
  • Premium Statistic Monthly commercial bank interest rate on credit card plans in the U.S. 1994-2024
  • Premium Statistic Value of loans by commercial in the U.S. 2024, by type

Rewards and co-branding

5
  • Premium Statistic Importance of customer loyalty programs in brand choice in the U.S. 2024
  • Premium Statistic Loyalty program benefits most attractive to consumers in the U.S. 2024, by age
  • Premium Statistic Leading types of loyalty programs in the U.S. 2024
  • Basic Statistic Target: revenues in the U.S. 2017-2023 by source
  • Premium Statistic Loyalty program revenues of U.S. airlines 2022

Fraud

5
  • Premium Statistic Card fraud in the U.S. versus rest of the world 2014-2022, with global forecasts 2028
  • Premium Statistic Quarterly value of fraud loss across different payment methods in U.S. 2020-2024
  • Basic Statistic U.S. most common financial cybercrime or fraud victims 2023
  • Basic Statistic Most reported cybercrime in the U.S. 2023, by number of individuals affected
  • Basic Statistic Leading cybercrime victim losses U.S. 2023, by type of crime

Statista report shop

Explore all Statista reports

We provide information on industries, companies, consumers, trends, countries, and politics, covering the latest and most important issues in a condensed format.

Contact

Get in touch with us. We are happy to help.
Statista Locations
Contact Meredith Alda
Meredith Alda
Sales Manager– Contact (United States)

Mon - Fri, 9am - 6pm (EST)

Contact Yolanda Mega
Yolanda Mega
Operations Manager– Contact (Asia)

Mon - Fri, 9am - 5pm (SGT)

Contact Ayana Mizuno
Ayana Mizuno
Junior Business Development Manager– Contact (Asia)

Mon - Fri, 10:00am - 6:00pm (JST)

Contact Lodovica Biagi
Lodovica Biagi
Director of Operations– Contact (Europe)

Mon - Fri, 9:30am - 5pm (GMT)

Contact Carolina Dulin
Carolina Dulin
Group Director - LATAM– Contact (Latin America)

Mon - Fri, 9am - 6pm (EST)