Bank loans in the European Union

Statistics report about bank loans in the European Union

Bank loans in the European Union

Bank loans play a key role in the economy of the European Union, as they allow consumers' money to keep flowing and help companies afford new investments. After an overview of the market size of this industry in the EU, this report provides further insight into the loans granted to household and to non-financial corporations. Additionally, there are two chapters providing information on their interest rates and on the size of non-performing loans. Apart from including country comparisons on the figures of some of the major European countries, some of the statistics included in this report are focused on the European Union or the Eurozone as a whole.

Table of contents

Overview

6
  • Premium Statistic Value of household and business loans by European banks 2020-2023, by type
  • Premium Statistic Growth rate forecast of total loans and advances in the EU 2023-2025, by type
  • Premium Statistic Value of loans and advances in Europe 2024, by country
  • Premium Statistic Value per capita of loans and advances in Europe 2023, by country
  • Premium Statistic Value of loans as a share of GDP in the EU 2023, by country
  • Premium Statistic Value of loans and advances as a share of bank assets in Europe 2024, by country

Interest rates

6
  • Basic Statistic Loan interest rates in the euro area 2024, by country and maturity
  • Basic Statistic Consumer loan interest rates in the euro area 2023-2024, by maturity
  • Basic Statistic Consumer loan interest rates in the euro area 2024, by country
  • Premium Statistic Average mortgage interest rate in Europe 2021-2023, by country
  • Basic Statistic Business loan interest rate in the euro area 2019-2024
  • Basic Statistic Business loan interest rates in the euro area 2024, by country

Loans to households

5
  • Premium Statistic Loans and advances to households in the EU 2020-2022 with forecast until 2025
  • Basic Statistic Outstanding household loans in the euro area 2024, by type
  • Premium Statistic Loans and advances to households in Europe 2024, by country and type
  • Premium Statistic Growth rate forecast of household loans and advances in Europe 2023-2025, by country
  • Basic Statistic Consumer loans in selected Eurozone countries 2023, by type

Business loans

6
  • Premium Statistic Loans and advances to businesses in the EU 2020-2022 with forecast until 2025
  • Basic Statistic Outstanding loans to non-financial corporations in the euro area 2020-2024
  • Basic Statistic Outstanding loans to non-financial corporations in the euro area 2024, by type
  • Basic Statistic Value of loans to non-financial corporations in the euro area 2024, by country
  • Basic Statistic Value of loans to financial corporations in the euro area 2024, by country
  • Premium Statistic Rejection of bank loans to SMEs in selected EU countries 2016-2023

Non-performing loans

5
  • Basic Statistic Non-performing loans ratio in the euro area 2015-2024
  • Premium Statistic Value of non-performing loans and advances by European banks 2019-2024, by type
  • Premium Statistic Non-performing loans ratio in the European Economic Area 2023, by country
  • Premium Statistic Non-performing exposure ratio in Europe 2023, by country
  • Premium Statistic Non-performing loans coverage ratio in Europe December 2023, by country

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