Savings and investments held by employees in the U.S. 2023
Most employees in the United States had savings in bank accounts as of end 2023. A total of 65 percent of employees surveyed had savings in savings accounts. Roughly half of the respondents also had investments or savings in employer-sponsored defined contribution plans, such as the 401(k) plan. Interestingly, 20 percent of the participants said that they held savings in cryptocurrency, while eight percent invested in NFTs (non-fungible tokens).