U.S. workers with self-funded insurance and stoploss coverage 2011-2018
This statistic depicts the percentage of workers with self-funded insurance plans covered by stoploss insurance in the U.S. from 2011 to 2018, by industry. According to the data, among small firms the coverage was at 72 percent of workers covered in 2018. Self-funded plans are those in which companies choose to pay for some or all of the health services of their workers directly rather than purchasing health insurance for them. Stoploss coverage is used to limit the insurer's liability for very large claims or an unexpected level of expenses.
