According to the data, among all firms, 67 percent of employees were covered by preferred provider organization (PPO) self-funded insurance. Self-funded plans are those in which the employer assumes direct financial responsibility for the costs of enrollees’ medical claims rather than purchasing health insurance for them. This statistic depicts the percentage of workers covered by self-funded insurance plans in the U.S. in 2023, by plan type and firm size.
Percentage of U.S. workers covered by self-funded health insurance plans in 2023, by plan type and firm size
Figure includes covered workers enrolled in self-funded plans in which the firm's liability is limited through stoploss coverage. Self-funded plans: an insurance arrangement in which the employer assumes direct financial responsibility for the costs of enrollees’ medical claims. Employers sponsoring self-funded plans typically contract with a third-party administrator or insurer to provide administrative services for the self-funded plan. In some cases, the employer may buy stoploss coverage from an insurer to protect the employer against very large claims.
PPO = preferred provider organization.
HDHP/SO = high-deductible health plan with savings option.
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Kaiser Family Foundation. (October 18, 2023). Percentage of U.S. workers covered by self-funded health insurance plans in 2023, by plan type and firm size [Graph]. In Statista. Retrieved August 24, 2024, from https://www.statista.com/statistics/985356/self-funded-health-insurance-covered-workers-by-plan-type-and-firm-size/
Kaiser Family Foundation. "Percentage of U.S. workers covered by self-funded health insurance plans in 2023, by plan type and firm size." Chart. October 18, 2023. Statista. Accessed August 24, 2024. https://www.statista.com/statistics/985356/self-funded-health-insurance-covered-workers-by-plan-type-and-firm-size/
Kaiser Family Foundation. (2023). Percentage of U.S. workers covered by self-funded health insurance plans in 2023, by plan type and firm size. Statista. Statista Inc.. Accessed: August 24, 2024. https://www.statista.com/statistics/985356/self-funded-health-insurance-covered-workers-by-plan-type-and-firm-size/
Kaiser Family Foundation. "Percentage of U.S. Workers Covered by Self-funded Health Insurance Plans in 2023, by Plan Type and Firm Size." Statista, Statista Inc., 18 Oct 2023, https://www.statista.com/statistics/985356/self-funded-health-insurance-covered-workers-by-plan-type-and-firm-size/
Kaiser Family Foundation, Percentage of U.S. workers covered by self-funded health insurance plans in 2023, by plan type and firm size Statista, https://www.statista.com/statistics/985356/self-funded-health-insurance-covered-workers-by-plan-type-and-firm-size/ (last visited August 24, 2024)
Percentage of U.S. workers covered by self-funded health insurance plans in 2023, by plan type and firm size [Graph], Kaiser Family Foundation, October 18, 2023. [Online]. Available: https://www.statista.com/statistics/985356/self-funded-health-insurance-covered-workers-by-plan-type-and-firm-size/