The gross residential mortgage lending in the Netherlands rose with some fluctuation from the first quarter of 2016 to the second quarter of 2024. In the second quarter of 2024, gross lending in the country stood at 32 billion euros. Within Europe, the Netherlands counts as one of the countries with the highestĀ mortgage debt among private individuals. This has a political background as the Dutch tax system allowed homeowners for many years to deduct interest paid on a mortgage from pre-tax income for a maximum period of thirty years, essentially allowing for income support for homeowners. In the Netherlands, this system is known as hypotheekrenteaftrek. Since 2014, the Dutch government is slowly scaling this down, with an acceleration planned from 2020 onwards.
Gross residential mortgage lending in the Netherlands from 1st quarter 2016 to 2nd quarter 2024
(in billion euros)
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European Mortgage Federation. (October 28, 2024). Gross residential mortgage lending in the Netherlands from 1st quarter 2016 to 2nd quarter 2024 (in billion euros) [Graph]. In Statista. Retrieved December 21, 2024, from https://www.statista.com/statistics/957572/quarterly-gross-residential-mortgage-lending-in-the-netherlands/
European Mortgage Federation. "Gross residential mortgage lending in the Netherlands from 1st quarter 2016 to 2nd quarter 2024 (in billion euros)." Chart. October 28, 2024. Statista. Accessed December 21, 2024. https://www.statista.com/statistics/957572/quarterly-gross-residential-mortgage-lending-in-the-netherlands/
European Mortgage Federation. (2024). Gross residential mortgage lending in the Netherlands from 1st quarter 2016 to 2nd quarter 2024 (in billion euros). Statista. Statista Inc.. Accessed: December 21, 2024. https://www.statista.com/statistics/957572/quarterly-gross-residential-mortgage-lending-in-the-netherlands/
European Mortgage Federation. "Gross Residential Mortgage Lending in The Netherlands from 1st Quarter 2016 to 2nd Quarter 2024 (in Billion Euros)." Statista, Statista Inc., 28 Oct 2024, https://www.statista.com/statistics/957572/quarterly-gross-residential-mortgage-lending-in-the-netherlands/
European Mortgage Federation, Gross residential mortgage lending in the Netherlands from 1st quarter 2016 to 2nd quarter 2024 (in billion euros) Statista, https://www.statista.com/statistics/957572/quarterly-gross-residential-mortgage-lending-in-the-netherlands/ (last visited December 21, 2024)
Gross residential mortgage lending in the Netherlands from 1st quarter 2016 to 2nd quarter 2024 (in billion euros) [Graph], European Mortgage Federation, October 28, 2024. [Online]. Available: https://www.statista.com/statistics/957572/quarterly-gross-residential-mortgage-lending-in-the-netherlands/