Europe: impact of fintech on bank's business models H2 2017

This statistic illustrates the main impacts of fintech companies to the existing business models of European financial institutions in the second half of 2017. Payment and settlements and retail banking saw fintech firms as the largest threat to revenues with 61 percent and 47 percent respectively. 39 percent of respondents saw fintech firms as an opportunity to to increase revenues to commercial banking.

How do you see FinTech firms affecting the current business model (business lines) of your bank?

Characteristic	Opportunity to increase revenues	Opportunity to decrease costs	Threat to decrease revenues	Threat to to increase costs	No impact/ not relevant
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-

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Release date

July 2018

More information

Region

Europe

Survey time period

October to December 2017

Number of respondents

37 European banks*

Age group

18 years and older

Special properties

15 EU Credit Institutions

Method of interview

Face-to-face interview

Supplementary notes

* EBA's risk assessment questionnaire.

Citation formats

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