Quarterly credit card loan delinquency rates in the U.S. 2010-2024
Delinquency rates for credit cards picked up in 2024 in the United States, but were not close to the rates seen in 2010 but the highest since 2012. This is according to a collection of one of the United States' federal banks across all commercial banks. These figures on the share of credit card balances that are overdue developed significantly between 2021 and 2024: Delinquencies were at their lowest point in 2021 but increased to one of their highest points by 2024. This is reflected in the growing credit card debt in the United States, which reached an all-time high in 2023.
