Number of card not present transactions in Switzerland 2015-2020, by type

The source added the following information "Credit cards include both charge cards and credit cards with instalment or partial payment options. Charge cards, also known as delayed-debit cards, offer the cardholder interest-free credit until the due date specified in the invoice, but do not offer the option of paying in instalments or making partial payments."

Debit cards are linked to a bank account and allow the cardholder to debit payments and cash withdrawals directly from their bank account. In addition to debit cards issued by internationally accepted payment card organizations (e.g. Maestro, V-Pay), this also includes cards which are accepted or used at national level (e.g. PostFinance Card, M-Card).

E-money describes any electronically stored monetary value constituting a claim on the issuer, which is issued against payment of funds for the purpose of carrying out payment transactions. It includes prepaid cards with a wide range of uses, but not cards whose applications are limited (such as voucher cards). In the survey, the main group obliged to report data are the providers of prepaid card products.

"Card-not-present payments cover all payments in which the payment card is not physically present at the point of sale when the transaction is initiated. This includes, in particular, online payments and transactions arising from e-mail or telephone orders."

"Domestic payment cards are deemed to be cards issued by a domestic institution.



Figures show transactions using domestic cards in the domestic market.