The payments made using cards with a credit function carried out in countries belonging to the European Union (EU) as of 2020 can be divided by country. In France, the value of payments made using cards with a credit function amounted to approximately 31.9 billion euros in 2019, almost 20 billion euros more than was seen in Ireland.
Value of payments with cards with a credit function, issued by resident PSPs, in 23 countries in Europe from 2000 to 2020
(in million euros)
Characteristic
France
Sweden
Poland
Ireland
Finland
Germany
Luxembourg
Belgium
Greece
Denmark
Austria
Czechia
Romania
Hungary
Cyprus
Slovakia
Bulgaria
Estonia
Lithuania
Latvia
Slovenia
Croatia
Malta
2000
-
1,961.71
461.06
4,000
-
-
-
-
3,092.12
1,475.75
-
-
2.94
48.3
427.55
-
-
-
13.11
-
29.47
-
-
2001
-
2,475.28
608.91
6,096
-
-
1,164.57
-
2,120.28
1,603.31
-
-
2.25
84.62
535.14
15.11
11.23
-
20.89
-
48.82
-
66.97
2002
-
2,046.16
1,126.92
7,282
-
-
1,323.02
-
2,185.37
1,749.54
-
-
15.05
151.39
642.86
35.78
19.36
-
20.68
-
59.23
-
76.47
2003
-
2,528.32
1,253.08
8,066.7
-
-
1,358.54
-
4,289.26
1,749.5
-
-
30.81
209.48
717.56
55.36
29.41
-
43.24
-
78.5
-
111.81
2004
-
2,476.89
1,581.91
9,345.7
-
-
1,423.75
-
5,432.8
3,621.71
-
200.96
152.6
281.87
1,007.39
97.36
91.49
193.98
59.89
-
83.08
-
135.08
2005
-
2,908.8
2,463.54
10,680
-
-
1,472.18
-
6,389.22
4,076.44
-
230.83
122.25
390.37
931.48
159.52
113.76
234.35
118.47
-
93.82
-
164.63
2006
-
3,349.76
3,183.7
12,567
-
-
1,602.5
-
6,342.22
4,418.36
3,205
325.37
221.62
555.87
1,041.29
265.82
69.23
341.06
208.87
-
104.59
-
200.04
2007
-
3,567.53
4,233.57
14,060
-
3,315
1,794.91
-
7,346.87
4,943.36
3,461
423.22
626.01
748.82
1,315.39
352.94
187.5
452.79
313.63
413.18
104.82
-
253.32
2008
-
6,957.71
5,184.01
13,880.6
-
3,037
1,935.44
-
7,733.44
5,741.25
3,687
568.81
763.62
852.53
1,536.88
514.72
284.01
520.14
383.09
663.55
131.88
-
313.91
2009
-
5,895.06
4,706.91
11,860
-
2,711
1,959.38
-
7,121.13
3,134.71
3,735
661.57
581.82
764.17
1,486.25
598.53
360
472.32
332.83
437.87
111.42
-
344.63
2010
-
7,528.36
5,591.06
11,273
-
2,581
2,524.59
-
5,879.75
3,576.08
4,218
883.91
651.93
787.06
1,486.04
588.42
355.51
476.48
395.66
430.1
113.71
-
392.49
2011
-
7,530.58
5,802.03
10,672
-
3,144
3,272.77
-
5,172.39
4,006.13
4,449
1,216.94
819.32
860.42
1,599.73
602.68
408.73
509.28
483.03
425.11
117.04
-
418.39
2012
-
8,164
6,217.79
10,530
-
3,281
3,697.32
-
4,576.75
4,195.68
4,734
1,605.92
939.33
997.89
1,653.22
647.07
450.34
515.4
530.97
435.29
119.43
-
462.07
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Created with Highcharts 7.2.2Value of credit card paymentsFranceSwedenPolandIrelandFinlandGermanyLuxembourgBelgiumGreeceDenmarkAustriaCzechiaRomaniaHungaryCyprusSlovakiaBulgariaEstoniaLithuaniaLatviaSloveniaCroatiaMalta200020012002200320042005200620072008200920102011201220132014201520162017201820192020
010,00020,00030,00040,000
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USD figures have been calculated by Statista. For more information, see the "Details" tab; No numbers were provided for credit cards from non-resident PSPs
Supplementary notes
The figures have been taken from several publications.
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Raynor de Best
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ECB. (July 23, 2021). Value of payments with cards with a credit function, issued by resident PSPs, in 23 countries in Europe from 2000 to 2020 (in million euros) [Graph]. In Statista. Retrieved April 26, 2025, from https://www.statista.com/statistics/918498/value-of-credit-card-transactions-in-the-european-union/
ECB. "Value of payments with cards with a credit function, issued by resident PSPs, in 23 countries in Europe from 2000 to 2020 (in million euros)." Chart. July 23, 2021. Statista. Accessed April 26, 2025. https://www.statista.com/statistics/918498/value-of-credit-card-transactions-in-the-european-union/
ECB. (2021). Value of payments with cards with a credit function, issued by resident PSPs, in 23 countries in Europe from 2000 to 2020 (in million euros). Statista. Statista Inc.. Accessed: April 26, 2025. https://www.statista.com/statistics/918498/value-of-credit-card-transactions-in-the-european-union/
ECB. "Value of Payments with Cards with a Credit Function, Issued by Resident Psps, in 23 Countries in Europe from 2000 to 2020 (in Million Euros)." Statista, Statista Inc., 23 Jul 2021, https://www.statista.com/statistics/918498/value-of-credit-card-transactions-in-the-european-union/
ECB, Value of payments with cards with a credit function, issued by resident PSPs, in 23 countries in Europe from 2000 to 2020 (in million euros) Statista, https://www.statista.com/statistics/918498/value-of-credit-card-transactions-in-the-european-union/ (last visited April 26, 2025)
Value of payments with cards with a credit function, issued by resident PSPs, in 23 countries in Europe from 2000 to 2020 (in million euros) [Graph], ECB, July 23, 2021. [Online]. Available: https://www.statista.com/statistics/918498/value-of-credit-card-transactions-in-the-european-union/
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