Annual average interest rate on new mortgage loans in Poland 2006-2023

Published by
Adriana Sas,
Nov 16, 2024

Since 2008, the annual average interest rate of new residential loans has decreased overall from a height of over eight percent to 4.1 percent in 2014. Between 2015 and 2018, the annual average interest rate on new residential loans in Poland stayed constant at 4.4 percent. In 2023, the interest rate grew to 8.32 percent.

Annual average interest rate on new residential loans in Poland from 2006 to 2023

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Release date

November 2024

Region

Poland

Survey time period

2006 to 2023

Supplementary notes

Representative interest rates include six main types:

Weighted average interest rate on loans to households for house purchase.
Initial fixed period interest rate up to 1 year on loans for house purchase.
Initial fixed period interest rate over 1 and up to 5 years on loans for house purchase.
Initial fixed period interest rate over 5 and up to 10 years on loans for house purchase.
Initial fixed period interest rate of over 10 years on loans for house purchase.
Other.

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