Annual average interest rate on new mortgage loans in France 2006-2023

Published by Statista Research Department, Oct 9, 2024

The annual average interest rate on new residential loans in France continued to rise in 2023, after increasing for the first time in 2022 following a 10-year period of year-on-year decline. In 2023, the average interest rate was 3.03 percent, up from 1.15 percent in 2021, when mortgage rates were at record-low. 

Annual average interest rate on new residential mortgage loans in France from 2006 to 2023

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Release date

August 2024

Region

France

Survey time period

2006 to 2023

Supplementary notes

Representative interest rates include six main types:

Weighted average interest rate on loans to households for house purchase.
Initial fixed period interest rate up to 1 year on loans for house purchase.
Initial fixed period interest rate over 1 and up to 5 years on loans for house purchase.
Initial fixed period interest rate over 5 and up to 10 years on loans for house purchase.
Initial fixed period interest rate of over 10 years on loans for house purchase.
Other.

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