Annual average interest rate on new mortgage loans in Bulgaria 2007-2023

Published by Statista Research Department, Oct 9, 2024

The annual average interest rate on new residential loans in Bulgaria declined significantly between 2009 and 2023. Since 2009, the annual average interest rate has decreased from 9.04 percent to 3.11 percent in 2022 - the lowest rate on record. Despite the slight rise in 2023 to 3.53 percent, the overall trend suggests a significant decline in interest rates.

Annual average interest rate on new residential mortgage loans in Bulgaria from 2007 to 2023

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Release date

August 2024

Region

Bulgaria

Survey time period

2007 to 2023

Supplementary notes

Representative interest rates include six main types:

Weighted average interest rate on loans to households for house purchase.
Initial fixed period interest rate up to 1 year on loans for house purchase.
Initial fixed period interest rate over 1 and up to 5 years on loans for house purchase.
Initial fixed period interest rate over 5 and up to 10 years on loans for house purchase.
Initial fixed period interest rate of over 10 years on loans for house purchase.
Other.

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