As of the first quarter of 2023, Greece was the EU country with the highest ratio of non-performing loans (NLPs) to total gross loans, at nearly 4.7 percent. During the same period, the ratio of non-performing loans in Sweden amounted to just 0.23 percent. Non-performing loans are those that are in default, or are close to being in default. Many standard contract terms specify that loans become non-performing after being in default for 90 days, but this can vary.
Ratio of non-performing loans and advances (NPLs) to gross loans in the European Economic Area as of 1st quarter 2023, by country
Characteristic
Non-perfoming loans ratio
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While non-performing loans (NPL) are defined as such when they are 90 days past due, non-performing exposure (NPE) refers to exposure to borrowers that are unlikely to pay their obligations or that have payments 90 days past their due.
Figures for individual countries includes the data of the subsidiaries of corporations domiciled in another country.
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EBA. (July 17, 2023). Ratio of non-performing loans and advances (NPLs) to gross loans in the European Economic Area as of 1st quarter 2023, by country [Graph]. In Statista. Retrieved July 22, 2024, from https://www.statista.com/statistics/896038/non-performing-bank-loans-in-western-europe/
EBA. "Ratio of non-performing loans and advances (NPLs) to gross loans in the European Economic Area as of 1st quarter 2023, by country." Chart. July 17, 2023. Statista. Accessed July 22, 2024. https://www.statista.com/statistics/896038/non-performing-bank-loans-in-western-europe/
EBA. (2023). Ratio of non-performing loans and advances (NPLs) to gross loans in the European Economic Area as of 1st quarter 2023, by country. Statista. Statista Inc.. Accessed: July 22, 2024. https://www.statista.com/statistics/896038/non-performing-bank-loans-in-western-europe/
EBA. "Ratio of Non-performing Loans and Advances (Npls) to Gross Loans in The European Economic Area as of 1st Quarter 2023, by Country." Statista, Statista Inc., 17 Jul 2023, https://www.statista.com/statistics/896038/non-performing-bank-loans-in-western-europe/
EBA, Ratio of non-performing loans and advances (NPLs) to gross loans in the European Economic Area as of 1st quarter 2023, by country Statista, https://www.statista.com/statistics/896038/non-performing-bank-loans-in-western-europe/ (last visited July 22, 2024)
Ratio of non-performing loans and advances (NPLs) to gross loans in the European Economic Area as of 1st quarter 2023, by country [Graph], EBA, July 17, 2023. [Online]. Available: https://www.statista.com/statistics/896038/non-performing-bank-loans-in-western-europe/
