In 2023, the total number of cards with a credit function in Germany reached 6.58 million, a slight increase when compared to the previous year. However, unlike in the United States, credit cards do not rank as the most popular payment method for e-commerce in Germany.
Number of payment cards with a credit function issued in Germany from 2007 to 2023
Characteristic
Number of cards
2023
6,576,999
2022
6,137,875
2021
5,787,125
2020
5,838,901
2019
5,730,879
2018
5,676,751
2017
5,280,102
2016
4,992,377
2015
4,900,280
2014
4,392,423
2013
3,902,077
2012
3,684,976
2011
3,458,461
Created with Highcharts 7.2.2Number of cards20072008200920102011201220132014201520162017201820192020202120222023
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Issued by resident PSPs; The source significantly changed its database in November 2023. This may mean methodology changes, or not all EU-27 countries reporting the same figures.
Supplementary notes
Unlike several countries, card figures for Belgium, France, Germany, Italy, Netherlands, Spain, and Sweden are reported can be found at both the Bank for International Settlements (BIS) and the European Central Bank (ECB). Figures are not always comparable, though, due to tracking or reporting standards. This is especially for credit cards.
Citation formats
Raynor de Best
Content expert covering payments and (crypto)currencies
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ECB. (March 24, 2025). Number of payment cards with a credit function issued in Germany from 2007 to 2023 [Graph]. In Statista. Retrieved April 29, 2025, from https://www.statista.com/statistics/865672/number-of-cards-with-a-credit-function-germany/
ECB. "Number of payment cards with a credit function issued in Germany from 2007 to 2023." Chart. March 24, 2025. Statista. Accessed April 29, 2025. https://www.statista.com/statistics/865672/number-of-cards-with-a-credit-function-germany/
ECB. (2025). Number of payment cards with a credit function issued in Germany from 2007 to 2023. Statista. Statista Inc.. Accessed: April 29, 2025. https://www.statista.com/statistics/865672/number-of-cards-with-a-credit-function-germany/
ECB. "Number of Payment Cards with a Credit Function Issued in Germany from 2007 to 2023." Statista, Statista Inc., 24 Mar 2025, https://www.statista.com/statistics/865672/number-of-cards-with-a-credit-function-germany/
ECB, Number of payment cards with a credit function issued in Germany from 2007 to 2023 Statista, https://www.statista.com/statistics/865672/number-of-cards-with-a-credit-function-germany/ (last visited April 29, 2025)
Number of payment cards with a credit function issued in Germany from 2007 to 2023 [Graph], ECB, March 24, 2025. [Online]. Available: https://www.statista.com/statistics/865672/number-of-cards-with-a-credit-function-germany/
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