The total number of cards with a credit function in Germany declined by over 16 million between 2021 and 2022. That level is on par with the number of cards in circulation in around 2014. The source does not explain why this decline took place, although it can be assumed that the peak in 2020 came from the coronavirus pandemic. Unlike the United States, credit cards do not rank as the most popular payment method for e-commerce in Germany.
Number of payment cards with a credit function issued in Germany from 2007 to 2022
Issued by resident PSPs; The source significantly changed its database in November 2023. This may mean methodology changes, or not all EU-27 countries reporting the same figures.
Supplementary notes
The figures have been taken from several publications.
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ECB. (November 9, 2023). Number of payment cards with a credit function issued in Germany from 2007 to 2022 [Graph]. In Statista. Retrieved July 22, 2024, from https://www.statista.com/statistics/865672/number-of-cards-with-a-credit-function-germany/
ECB. "Number of payment cards with a credit function issued in Germany from 2007 to 2022." Chart. November 9, 2023. Statista. Accessed July 22, 2024. https://www.statista.com/statistics/865672/number-of-cards-with-a-credit-function-germany/
ECB. (2023). Number of payment cards with a credit function issued in Germany from 2007 to 2022. Statista. Statista Inc.. Accessed: July 22, 2024. https://www.statista.com/statistics/865672/number-of-cards-with-a-credit-function-germany/
ECB. "Number of Payment Cards with a Credit Function Issued in Germany from 2007 to 2022." Statista, Statista Inc., 9 Nov 2023, https://www.statista.com/statistics/865672/number-of-cards-with-a-credit-function-germany/
ECB, Number of payment cards with a credit function issued in Germany from 2007 to 2022 Statista, https://www.statista.com/statistics/865672/number-of-cards-with-a-credit-function-germany/ (last visited July 22, 2024)
Number of payment cards with a credit function issued in Germany from 2007 to 2022 [Graph], ECB, November 9, 2023. [Online]. Available: https://www.statista.com/statistics/865672/number-of-cards-with-a-credit-function-germany/