The credit to deposit ratio in India for financial year 2023 stood at over 70 percent, an increase from previous year. The credit to deposit ratio is an important first indication to gauge a bank's health, as it shows how much of a bank's core funds are being used for lending. It is an indicator of a bank's liquidity. A very high ratio indicates pressure on resources as well as capital adequacy issues; while a very low ratio can mean that the bank is not using its available resources optimally.
Credit to deposit ratio of public sector banks across India from financial year 2012 to 2023
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Indian Banks' Association. (July 24, 2023). Credit to deposit ratio of public sector banks across India from financial year 2012 to 2023 [Graph]. In Statista. Retrieved December 30, 2024, from https://www.statista.com/statistics/794872/india-loan-to-deposit-ratio-of-public-sector-banks/
Indian Banks' Association. "Credit to deposit ratio of public sector banks across India from financial year 2012 to 2023." Chart. July 24, 2023. Statista. Accessed December 30, 2024. https://www.statista.com/statistics/794872/india-loan-to-deposit-ratio-of-public-sector-banks/
Indian Banks' Association. (2023). Credit to deposit ratio of public sector banks across India from financial year 2012 to 2023. Statista. Statista Inc.. Accessed: December 30, 2024. https://www.statista.com/statistics/794872/india-loan-to-deposit-ratio-of-public-sector-banks/
Indian Banks' Association. "Credit to Deposit Ratio of Public Sector Banks across India from Financial Year 2012 to 2023." Statista, Statista Inc., 24 Jul 2023, https://www.statista.com/statistics/794872/india-loan-to-deposit-ratio-of-public-sector-banks/
Indian Banks' Association, Credit to deposit ratio of public sector banks across India from financial year 2012 to 2023 Statista, https://www.statista.com/statistics/794872/india-loan-to-deposit-ratio-of-public-sector-banks/ (last visited December 30, 2024)
Credit to deposit ratio of public sector banks across India from financial year 2012 to 2023 [Graph], Indian Banks' Association, July 24, 2023. [Online]. Available: https://www.statista.com/statistics/794872/india-loan-to-deposit-ratio-of-public-sector-banks/
