The annual gross loss ratio in home insurance in Spain fluctuated significantly from 2005 to 2022. In 2022, the gross loss ratio in multi-risk home insurance was 61.1 percent - a decrease of 2.5 percent from the previous year. The highest gross loss ratio in home insurance in Spain was recorded in 2010, when it stood at just over 65 percent.
Gross loss ratio of multi-risk homeowners insurance in Spain from 2005 to 2022
Characteristic
Gross loss ratio
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Values prior to 2011 taken from previous reports. Gross loss ratio are calculated as follows: (claims + direct + accepted) + changes in other technical provisions + profit sharing and premiums) / gross imputed premiums (direct + accepted).
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Mapfre. (August 29, 2023). Gross loss ratio of multi-risk homeowners insurance in Spain from 2005 to 2022 [Graph]. In Statista. Retrieved July 22, 2024, from https://www.statista.com/statistics/773817/accident-rate-gross-in-the-insurance-multi-hazards-of-the-home-in-spain/
Mapfre. "Gross loss ratio of multi-risk homeowners insurance in Spain from 2005 to 2022." Chart. August 29, 2023. Statista. Accessed July 22, 2024. https://www.statista.com/statistics/773817/accident-rate-gross-in-the-insurance-multi-hazards-of-the-home-in-spain/
Mapfre. (2023). Gross loss ratio of multi-risk homeowners insurance in Spain from 2005 to 2022. Statista. Statista Inc.. Accessed: July 22, 2024. https://www.statista.com/statistics/773817/accident-rate-gross-in-the-insurance-multi-hazards-of-the-home-in-spain/
Mapfre. "Gross Loss Ratio of Multi-risk Homeowners Insurance in Spain from 2005 to 2022." Statista, Statista Inc., 29 Aug 2023, https://www.statista.com/statistics/773817/accident-rate-gross-in-the-insurance-multi-hazards-of-the-home-in-spain/
Mapfre, Gross loss ratio of multi-risk homeowners insurance in Spain from 2005 to 2022 Statista, https://www.statista.com/statistics/773817/accident-rate-gross-in-the-insurance-multi-hazards-of-the-home-in-spain/ (last visited July 22, 2024)
Gross loss ratio of multi-risk homeowners insurance in Spain from 2005 to 2022 [Graph], Mapfre, August 29, 2023. [Online]. Available: https://www.statista.com/statistics/773817/accident-rate-gross-in-the-insurance-multi-hazards-of-the-home-in-spain/