How high is the average student debt in the Netherlands? In 2016, a university (in Dutch: WO) graduate had a debt of around 10,700 euros. Newer numbers were not available, as the national system for student loans changed in 2015. In 2015-2016, the so-called basisbeurs (a conditional loan a student would receive in the Netherlands, which would turn into a gift when he/she graduated within ten years) was abolished. This currently means that if students need more money, they must loan it from the government. In 2017, the Dutch government granted 2.4 billion euros worth of loans to students.
University graduates had a higher chance of a student debt
Student debts influence house purchases in the Netherlands
In 2017, approximately 16 percent of all first-time homebuyers in the Netherlands consisted of the age group between 25 and 29 years old. This was a decrease from the approximately 25 percent in 2013. As (student) debts and personal income count towards mortgage requests and partly determine whether or not mortgage providers are willing to lend money for the purchase of a house, an increasing student debt made it more difficult for starters in the Netherlands to enter the real estate market. Mortgages are the most common way to finance real estate for households in the Netherlands.
Average student debt of university education graduates in the Netherlands from 2006 to 2016
(in 1,000 euros)
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Elsevier. (June 15, 2016). Average student debt of university education graduates in the Netherlands from 2006 to 2016 (in 1,000 euros) [Graph]. In Statista. Retrieved November 03, 2024, from https://www.statista.com/statistics/676708/average-student-debt-of-university-graduates-in-the-netherlands/
Elsevier. "Average student debt of university education graduates in the Netherlands from 2006 to 2016 (in 1,000 euros)." Chart. June 15, 2016. Statista. Accessed November 03, 2024. https://www.statista.com/statistics/676708/average-student-debt-of-university-graduates-in-the-netherlands/
Elsevier. (2016). Average student debt of university education graduates in the Netherlands from 2006 to 2016 (in 1,000 euros). Statista. Statista Inc.. Accessed: November 03, 2024. https://www.statista.com/statistics/676708/average-student-debt-of-university-graduates-in-the-netherlands/
Elsevier. "Average Student Debt of University Education Graduates in The Netherlands from 2006 to 2016 (in 1,000 Euros)." Statista, Statista Inc., 15 Jun 2016, https://www.statista.com/statistics/676708/average-student-debt-of-university-graduates-in-the-netherlands/
Elsevier, Average student debt of university education graduates in the Netherlands from 2006 to 2016 (in 1,000 euros) Statista, https://www.statista.com/statistics/676708/average-student-debt-of-university-graduates-in-the-netherlands/ (last visited November 03, 2024)
Average student debt of university education graduates in the Netherlands from 2006 to 2016 (in 1,000 euros) [Graph], Elsevier, June 15, 2016. [Online]. Available: https://www.statista.com/statistics/676708/average-student-debt-of-university-graduates-in-the-netherlands/