Number of people with mortgage payment arrears in the Netherlands 2008-2018
In 2018, there were approximately 77,000 people with an arrear in mortgage payments. The European housing, or residential real estate, market has recently shown clear signs of recovery, with an increasing house price being the main trend. In recent years, the housing market has continued to rise in the Netherlands due the asset purchase programme (APP) of the European Central Bank and the, consequently, low mortgage rates. For example, the number of registered transactions reached a value of approximately 218,000 in 2018. The value of mortgages in 2020 is forecasted to increase with approximately 2.9 percent compared to 2019.
