Total insurance companies on the domestic market in the Benelux by country 2004-2020
In total there were 304 insurance companies on the domestic market in the Benelux countries (Belgium, Luxembourg and the Netherlands) in 2019. This is significantly lower than the 416 companies reported in 2011.
Of the Benelux countries, the Netherlands had the most insurance companies on their domestic market. Most insurance companies in the Netherlands are active in health insurance. Every resident or employee is obliged to take a basic health insurance to cover medical costs from, for example, visits to a general practitioner or the hospital. The Dutch government decides on the cover provided by this package and health insurance companies are obliged to accept everyone who meets the requirements, regardless of age or state of health. As not all care is covered by this standard insurance, one can opt to take out additional health insurance cover for, for example, physiotherapy and dental care. In 2020, Dutch health insurance concern Achmea had a market share of approximately 28.11 percent.
Of the Benelux countries, the Netherlands had the most insurance companies on their domestic market. Most insurance companies in the Netherlands are active in health insurance. Every resident or employee is obliged to take a basic health insurance to cover medical costs from, for example, visits to a general practitioner or the hospital. The Dutch government decides on the cover provided by this package and health insurance companies are obliged to accept everyone who meets the requirements, regardless of age or state of health. As not all care is covered by this standard insurance, one can opt to take out additional health insurance cover for, for example, physiotherapy and dental care. In 2020, Dutch health insurance concern Achmea had a market share of approximately 28.11 percent.
