Germany: payment service share 2000-2021 | Statista

In 2020, direct debit payment services were ranked as the most important payment instrument on the German market, accounting for almost half (44.3 percent) of all transactions.

Card payments accounted for around 28.7 percent of payment methods which made it the second ranking payment instrument. This is surprising compared to neighboring countries where card payments where of more importance, such as in Denmark (69.8 percent) and Belgium (50.7 percent).

Distribution of selected payment services in the total number of payment transactions in Germany from 2000 to 2021

Characteristic	Direct debit	Cards (credit or debit), without e-money function	Credit transfer	E-money purchase transactions	Checks	Other payment services
2021	43.06%	30.25%	26.11%	0.09%	0.02%	0.47%
2020	43.57%	29.07%	26.63%	0.1%	0.02%	0.59%
2019	44.69%	26.32%	27.92%	0.14%	0.03%	0.89%
2018	46.21%	23.64%	28.85%	0.15%	0.05%	1.1%
2017	47.84%	21.06%	29.56%	0.17%	0.06%	1.31%
2016	47.93%	19.85%	30.37%	0.18%	0.09%	1.59%
2015	48.87%	18.64%	30.4%	0.16%	0.11%	1.81%
2014	47.21%	19.03%	31.22%	0.19%	0.17%	-
2013	49.4%	18.54%	31.74%	0.16%	0.16%	-
2012	48.38%	17.47%	33.78%	0.18%	0.19%	-
2011	48.75%	16.58%	34.23%	0.2%	0.23%	-
2010	50.15%	15.46%	33.89%	0.22%	0.28%	-
2009	49.4%	14.83%	35.16%	0.26%	0.34%	-
2008	49.51%	14.41%	35.39%	0.3%	0.41%	-
2007	49.52%	13.78%	35.89%	0.33%	0.48%	-
2006	42.78%	14.15%	42.19%	0.25%	0.63%	-
2005	41.92%	14.93%	42.24%	0.24%	0.68%	-
2004	41.44%	15.3%	42.23%	0.26%	0.76%	-
2003	40.64%	15.01%	43.09%	0.28%	0.98%	-
2002	37.46%	15.34%	45.67%	0.29%	1.23%	-
2001	38.61%	13.17%	45.43%	0.23%	2.55%	-
2000	39.04%	11.78%	45.75%	0.22%	3.22%	-

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Release date

July 2022

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Region

Germany

Survey time period

2000 to 2021

Special properties

Missing percentage points to 100 percent are probably due to rounding

Supplementary notes

The figures have been taken from several publications.

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