In 2020, Belgium had a share of approximately 5.5 percent in the total credit transfers issued by resident PSPs in the EU. This was a slight decline compared to the previous year. Like in other European countries, credit and debit cards are a popular form of digital payment methods for either physical purchases in brick-and-mortar-stores or for online purchases.
In 2017, Luxembourg had approximately 240 card payments per capita compared to 166 in Belgium and 250 in the Netherlands. Consumers from the Benelux are familiar with the use of credit cards. Domestic uses, however, appear to be few due to the presence of other popular payment services, with credit cards generally being used for specific situations such as online shopping or foreign travels.
Number of payments done in Belgium as share of the European Union total from 2010 to 2020, by payment type
Characteristic
Credit transfers
Direct debits
Resident card payments
Cheques
E-money
Other payment services
2020
5.5%
2.4%
3.9%
0%
0.9%
2.5%
2019
5.6%
2.4%
3.7%
0%
1%
1.7%
2018
5.6%
2.3%
3.8%
0.1%
1.2%
0.3%
2017
5.5%
2.2%
3.7%
0.1%
0.5%
0.2%
2016
5.1%
2.3%
3.9%
0.1%
0.4%
0.1%
2015
4.6%
1.8%
2.6%
0.3%
0.3%
0.1%
2014
5.1%
2.4%
3%
0.1%
0.6%
0.1%
2013
3.8%
1.3%
2.9%
0.1%
1.64%
0%
2012
3.7%
1.3%
3.1%
0.1%
3%
0%
2011
4.12%
1.19%
3.11%
0.14%
3.93%
0.03%
2010
4.2%
1.12%
3.12%
0.14%
5.56%
0.04%
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The source states that the numbers used with card payments concern 'cards issued by resident PSPs (except cards with an e-money function only)'. The same goes for e-money, which concerns 'e-money issued by resident PSPs'.
Supplementary notes
The figures have been taken from several publications.
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ECB. (July 23, 2021). Number of payments done in Belgium as share of the European Union total from 2010 to 2020, by payment type [Graph]. In Statista. Retrieved August 24, 2024, from https://www.statista.com/statistics/606227/belgium-country-s-share-in-the-total-eu-number-of-payment-transactions-by-type-of-service/
ECB. "Number of payments done in Belgium as share of the European Union total from 2010 to 2020, by payment type." Chart. July 23, 2021. Statista. Accessed August 24, 2024. https://www.statista.com/statistics/606227/belgium-country-s-share-in-the-total-eu-number-of-payment-transactions-by-type-of-service/
ECB. (2021). Number of payments done in Belgium as share of the European Union total from 2010 to 2020, by payment type. Statista. Statista Inc.. Accessed: August 24, 2024. https://www.statista.com/statistics/606227/belgium-country-s-share-in-the-total-eu-number-of-payment-transactions-by-type-of-service/
ECB. "Number of Payments Done in Belgium as Share of The European Union Total from 2010 to 2020, by Payment Type." Statista, Statista Inc., 23 Jul 2021, https://www.statista.com/statistics/606227/belgium-country-s-share-in-the-total-eu-number-of-payment-transactions-by-type-of-service/
ECB, Number of payments done in Belgium as share of the European Union total from 2010 to 2020, by payment type Statista, https://www.statista.com/statistics/606227/belgium-country-s-share-in-the-total-eu-number-of-payment-transactions-by-type-of-service/ (last visited August 24, 2024)
Number of payments done in Belgium as share of the European Union total from 2010 to 2020, by payment type [Graph], ECB, July 23, 2021. [Online]. Available: https://www.statista.com/statistics/606227/belgium-country-s-share-in-the-total-eu-number-of-payment-transactions-by-type-of-service/
