In the fourth quarter of 2021, approximately 33.2 million retail transactions were made using debit cards as opposed to 1.8 million with credit cards. According to the Dutch Central Bank (DNB), approximately 55 percent of all Dutch consumers have a credit card in his or her possession. The use of debit cards, however, is much more accepted as a payment method. The objective of both banks and retailers in the Netherlands was to reach a ratio of 60 percent debit card and 40 percent cash payments by consumers by the end of 2018. Leading reasons in the Netherlands to use credit cards domestically include online purchases, hotel reservations and payments in restaurants.
Total number of domestic retail payments in the Netherlands from 1st quarter of 2005 to 3rd quarter of 2021, by type of transaction
(in 1,000s)
The source lists that transaction costs, commission and interest are not included. Up to the second quarter of 2014 the figures relate solely to euro-denominated transactions between account holders (irrespective of their place of residence) of banks in the Netherlands. Foreign-currency-denominated transactions between residents are basically reported as cross-border payments. The source records all transactions between Dutch account holders (irrespective of their place of residence), regardless the currency used for the transaction.
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DNB. (February 28, 2022). Total number of domestic retail payments in the Netherlands from 1st quarter of 2005 to 3rd quarter of 2021, by type of transaction (in 1,000s) [Graph]. In Statista. Retrieved December 23, 2024, from https://www.statista.com/statistics/581224/number-of-domestic-retail-payments-in-the-netherlands-by-type-of-transaction/
DNB. "Total number of domestic retail payments in the Netherlands from 1st quarter of 2005 to 3rd quarter of 2021, by type of transaction (in 1,000s)." Chart. February 28, 2022. Statista. Accessed December 23, 2024. https://www.statista.com/statistics/581224/number-of-domestic-retail-payments-in-the-netherlands-by-type-of-transaction/
DNB. (2022). Total number of domestic retail payments in the Netherlands from 1st quarter of 2005 to 3rd quarter of 2021, by type of transaction (in 1,000s). Statista. Statista Inc.. Accessed: December 23, 2024. https://www.statista.com/statistics/581224/number-of-domestic-retail-payments-in-the-netherlands-by-type-of-transaction/
DNB. "Total Number of Domestic Retail Payments in The Netherlands from 1st Quarter of 2005 to 3rd Quarter of 2021, by Type of Transaction (in 1,000s)." Statista, Statista Inc., 28 Feb 2022, https://www.statista.com/statistics/581224/number-of-domestic-retail-payments-in-the-netherlands-by-type-of-transaction/
DNB, Total number of domestic retail payments in the Netherlands from 1st quarter of 2005 to 3rd quarter of 2021, by type of transaction (in 1,000s) Statista, https://www.statista.com/statistics/581224/number-of-domestic-retail-payments-in-the-netherlands-by-type-of-transaction/ (last visited December 23, 2024)
Total number of domestic retail payments in the Netherlands from 1st quarter of 2005 to 3rd quarter of 2021, by type of transaction (in 1,000s) [Graph], DNB, February 28, 2022. [Online]. Available: https://www.statista.com/statistics/581224/number-of-domestic-retail-payments-in-the-netherlands-by-type-of-transaction/
