Belgium: consumer forecast savings of households 2025

In Belgium, forecasts of consumers regarding household savings for the upcoming year provide insight into the country's economic climate. From January 2018 to December 2019, the overall forecasts of Belgian consumers regarding household savings were pessimistic. However, from January 2020, optimistic forecasts outweighed negative ones, until October of 2022.

In January 2025, the balance of consumer forecast was 18, meaning that the positive forecasts were higher than the negative forecasts by 18 percentage point. The recent positive forecasts seem to indicate a shift in Belgian consumer's perceptions of household savings. Such forecasts are used to calculate the Belgian consumer confidence indicator, providing insight into the economic landscape of the country.

Consumer forecasts regarding households savings over the next 12 months in Belgium, from January 2018 to January 2025

Characteristic	Balance of consumer forecasts
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Release date

February 2025

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Region

Belgium

Survey time period

January 2018 to January 2025

Number of respondents

1,850 respondents

Method of interview

Telephone interview

Supplementary notes

Every month a completely different representative sample of 1,850 people is questioned about the macroeconomic situation in Belgium and their own financial position and consumer behavior. The sample is representative for the geographic, social and demographic differences in Belgium and they are asked to answer a qualitative questionnaire with their own assessment or expectation. The questionnaire is built around different topics; the Belgian economic situation, personal financial situation and personal attitude towards savings and consumer behavior.
Macroeconomic questions on unemployment and the Belgian economy, and personal questions about the financial position of the household and the savings of the household are used to calculate the consumer confidence indicator. The source explains: "For each question, calculations are performed to find the percentage of all participating consumers reporting an improvement (positive responses), the percentage reporting a deterioration (negative responses) and the percentage stating that there has been no change. In calculating these three percentages, responses are unweighted and the difference between the 'positive' and 'negative' percentages constitutes the balance (the response) for the question. For example, if the number of positive responses equals the number of negative responses the balance for the question is zero; conversely, a balance of +10 means that positive responses outnumbered negative responses by 10 percentage points."

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