Poland issued the highest number of payment cards with a credit function among Central and Eastern European (CEE) countries, at nearly 5.2 million in 2021. It was followed by Romania and Czechia with approximately 2.9 million and 1.4 million, respectively.
Number of payment cards issued with a credit function in selected Central and Eastern European (CEE) countries in 2021
(in 1,000s)
According to the European Central Bank definition, "Card with a credit function enables cardholders to make purchases and in some cases also to withdraw cash up to a pre-arranged ceiling. The credit granted can be settled in full by the end of a specified period or may be settled in part, with the balance taken as extended credit on which interest is usually charged. The holder is sometimes charged other fees, such as an annual fee. The distinguishing feature of a card with a credit function, in contrast to a card with a debit function or a delayed debit function, is the contractual agreement granting the cardholder a credit line allowing for extended credit."
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ECB. (July 31, 2022). Number of payment cards issued with a credit function in selected Central and Eastern European (CEE) countries in 2021 (in 1,000s) [Graph]. In Statista. Retrieved July 22, 2024, from https://www.statista.com/statistics/482801/payment-cards-credit-function-cee-countries/
ECB. "Number of payment cards issued with a credit function in selected Central and Eastern European (CEE) countries in 2021 (in 1,000s)." Chart. July 31, 2022. Statista. Accessed July 22, 2024. https://www.statista.com/statistics/482801/payment-cards-credit-function-cee-countries/
ECB. (2022). Number of payment cards issued with a credit function in selected Central and Eastern European (CEE) countries in 2021 (in 1,000s). Statista. Statista Inc.. Accessed: July 22, 2024. https://www.statista.com/statistics/482801/payment-cards-credit-function-cee-countries/
ECB. "Number of Payment Cards Issued with a Credit Function in Selected Central and Eastern European (Cee) Countries in 2021 (in 1,000s)." Statista, Statista Inc., 31 Jul 2022, https://www.statista.com/statistics/482801/payment-cards-credit-function-cee-countries/
ECB, Number of payment cards issued with a credit function in selected Central and Eastern European (CEE) countries in 2021 (in 1,000s) Statista, https://www.statista.com/statistics/482801/payment-cards-credit-function-cee-countries/ (last visited July 22, 2024)
Number of payment cards issued with a credit function in selected Central and Eastern European (CEE) countries in 2021 (in 1,000s) [Graph], ECB, July 31, 2022. [Online]. Available: https://www.statista.com/statistics/482801/payment-cards-credit-function-cee-countries/
