Cost of risk among European banks in 2012 and 2013, by type of bank

The cost of risk definition is "a quantitative measurement of the total costs (losses, risk control costs, risk financing costs and administration costs) as compared to a business sales, assets and number of employees. The purpose of such measure is to determine if the total costs of risk are increasing, decreasing or remaining constant, as a function of the business's economic activity".

100 key European banks, representing approximately 90 percent of the EU 27 banking industry, were screened for the study.