Home equity value is calculated by subtracting the value of remaining mortgage debt from the market value of the real estate property. That means that the ratio share of home equity to real estate property value increases as the debtor pays off the mortgage. Homeowner equity as a percentage of household real estate in the United States amounted to 71.23 percent in 2022.
Share of homeowner equity in real estate property in the United States from 1960 to 2022
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St. Louis Fed. (May 15, 2023). Share of homeowner equity in real estate property in the United States from 1960 to 2022 [Graph]. In Statista. Retrieved December 31, 2024, from https://www.statista.com/statistics/375884/share-of-homeowner-equity-in-real-estate-usa/
St. Louis Fed. "Share of homeowner equity in real estate property in the United States from 1960 to 2022." Chart. May 15, 2023. Statista. Accessed December 31, 2024. https://www.statista.com/statistics/375884/share-of-homeowner-equity-in-real-estate-usa/
St. Louis Fed. (2023). Share of homeowner equity in real estate property in the United States from 1960 to 2022. Statista. Statista Inc.. Accessed: December 31, 2024. https://www.statista.com/statistics/375884/share-of-homeowner-equity-in-real-estate-usa/
St. Louis Fed. "Share of Homeowner Equity in Real Estate Property in The United States from 1960 to 2022." Statista, Statista Inc., 15 May 2023, https://www.statista.com/statistics/375884/share-of-homeowner-equity-in-real-estate-usa/
St. Louis Fed, Share of homeowner equity in real estate property in the United States from 1960 to 2022 Statista, https://www.statista.com/statistics/375884/share-of-homeowner-equity-in-real-estate-usa/ (last visited December 31, 2024)
Share of homeowner equity in real estate property in the United States from 1960 to 2022 [Graph], St. Louis Fed, May 15, 2023. [Online]. Available: https://www.statista.com/statistics/375884/share-of-homeowner-equity-in-real-estate-usa/
