P2P consumer lending: investment sources 2014 statistic

This statistic shows the sources of money invested into loans through peer-to-peer (P2P) consumer lending platforms within the United Kingdom (UK) as of 2014. According to the survey, 64 percent of respondents indicated that they invested "money that (otherwise) they would save".

When you budget for investing through a P2P lending platform, where does the money come from? (can select multiple)

Characteristic	Share of respondents
Money I would save	64%
Money I would invest	57%
Money I would use for day to day spending	3%
Money I would give to charitable causes	0.4%

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Release date

November 2014

More information

Region

United Kingdom

Survey time period

March to September 2014

Special properties

primary industry figures as well as extensive surveys of businesses and consumers

Supplementary notes

The methodology is clarified by the source as follows: "Four stages of research activity were carried out from March to September 2014. (1) Stage one involved collecting primary transactional data directly from alternative finance platforms. (2) Stage two consisted of designing and distributing model-specific questionnaires to survey funders and fundraisers of alternative finance. In total 15,658 users were surveyed. (3) Stage three conducted in association with ACCA and PwC included two external national surveys to understand the level of awareness among consumers of alternative finance. 2,007 consumers and 506 SMEs were surveyed. (4) Stage four was the industry-wide tracking survey among UK crowdfunding associations and P2P associations to gather industrial figures for year 2014. Transactional data was collected for quarters one to three of 2014."

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