Shortfall of capital in European banks as of 2014, by country

*The 2014 EU-wide stress tests for banks, intended to emphasize concerns about the health of EU banking system, were imposed on 123 banks. Examination pertained to the issue of whether or not banks had enough capital to withstand a series of economic adverse conditions (for example a rise in unemployment, a fall in house prices or declining economic growth). Twenty-four banks failed the test and contributed to approximately 25 billion euros in European capital "black hole".
European-wide sample of 123 banks was drawn from 22 countries with 28,000 billion euros of assets, covering more than 70% of the EU banking sector.