This statistic shows the share of households with unsecured credit commitments in the United Kingdom, by type of commitment, according to the Yougov DebtTrack Survey. In 2012, 24 percent of UK households surveyed had a credit card and 14 percent an authorized overdraft.
Share of household with unsecured credit commitments in the United Kingdom (UK) in 2012, by commitment type
Characteristic
Share of households
Has credit card account
60%
Credit card (amount outstanding)
24%
Authorized overdraft
14%
Student loan
12%
Unsecured personal loan
12%
Mail order catalogue
10%
Car finance loan
8%
Loan from friends and family
7%
Has store card account
13%
Store card (not usually paid in full and amount outstanding)
4%
Hire purchase agreement
3%
Home collected credit
1%
DSS/ Social fund loan
1%
Payday loan
1%
Credit Union loan
1%
Pawnbroker/ cash converter loan
0%
Any high-cost credit (home-collected, payday, pawnbroker loan)
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Department for Business, Innovation and Skills. (June 1, 2013). Share of household with unsecured credit commitments in the United Kingdom (UK) in 2012, by commitment type [Graph]. In Statista. Retrieved August 25, 2024, from https://www.statista.com/statistics/292015/household-unsecured-credit-commitments-by-type-in-the-united-kingdom-uk/
Department for Business, Innovation and Skills. "Share of household with unsecured credit commitments in the United Kingdom (UK) in 2012, by commitment type." Chart. June 1, 2013. Statista. Accessed August 25, 2024. https://www.statista.com/statistics/292015/household-unsecured-credit-commitments-by-type-in-the-united-kingdom-uk/
Department for Business, Innovation and Skills. (2013). Share of household with unsecured credit commitments in the United Kingdom (UK) in 2012, by commitment type. Statista. Statista Inc.. Accessed: August 25, 2024. https://www.statista.com/statistics/292015/household-unsecured-credit-commitments-by-type-in-the-united-kingdom-uk/
Department for Business, Innovation and Skills. "Share of Household with Unsecured Credit Commitments in The United Kingdom (Uk) in 2012, by Commitment Type." Statista, Statista Inc., 1 Jun 2013, https://www.statista.com/statistics/292015/household-unsecured-credit-commitments-by-type-in-the-united-kingdom-uk/
Department for Business, Innovation and Skills, Share of household with unsecured credit commitments in the United Kingdom (UK) in 2012, by commitment type Statista, https://www.statista.com/statistics/292015/household-unsecured-credit-commitments-by-type-in-the-united-kingdom-uk/ (last visited August 25, 2024)
Share of household with unsecured credit commitments in the United Kingdom (UK) in 2012, by commitment type [Graph], Department for Business, Innovation and Skills, June 1, 2013. [Online]. Available: https://www.statista.com/statistics/292015/household-unsecured-credit-commitments-by-type-in-the-united-kingdom-uk/
