As of 2021, almost half of the U.S. households born between 1965 and 1980 (Generation X) were willing to take above-average or substantial investment risks. Furthermore, 41 percent of millennial and Generation Z respondents were willing to take investment risks.
Willingness to take above-average or substantial investment risks in the United States in 2021, by age of household's head
Characteristic
Share of respondents
Millennials and Generation Z
41%
Generation X
46%
Baby Boom generation
34%
Silent and GI generations
15%
Created with Highcharts 7.2.2Share of respondents41%41%46%46%34%34%15%15%Millennials and Generation ZGeneration XBaby Boom generationSilent and GI generations
0%10%20%30%40%50%60%
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Age is based on the age of the sole or co-decisionmaker for household saving and investing. This figure measures willingness to take investment risk for equivalent gain—for example, willingness to take above-average or substantial risk for above-average or substantial gain.
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ICI. (June 8, 2022). Willingness to take above-average or substantial investment risks in the United States in 2021, by age of household's head [Graph]. In Statista. Retrieved April 25, 2025, from https://www.statista.com/statistics/255780/willingness-to-take-above-average-or-substantial-investment-risks-by-age/
ICI. "Willingness to take above-average or substantial investment risks in the United States in 2021, by age of household's head." Chart. June 8, 2022. Statista. Accessed April 25, 2025. https://www.statista.com/statistics/255780/willingness-to-take-above-average-or-substantial-investment-risks-by-age/
ICI. (2022). Willingness to take above-average or substantial investment risks in the United States in 2021, by age of household's head. Statista. Statista Inc.. Accessed: April 25, 2025. https://www.statista.com/statistics/255780/willingness-to-take-above-average-or-substantial-investment-risks-by-age/
ICI. "Willingness to Take Above-average or Substantial Investment Risks in The United States in 2021, by Age of Household's Head." Statista, Statista Inc., 8 Jun 2022, https://www.statista.com/statistics/255780/willingness-to-take-above-average-or-substantial-investment-risks-by-age/
ICI, Willingness to take above-average or substantial investment risks in the United States in 2021, by age of household's head Statista, https://www.statista.com/statistics/255780/willingness-to-take-above-average-or-substantial-investment-risks-by-age/ (last visited April 25, 2025)
Willingness to take above-average or substantial investment risks in the United States in 2021, by age of household's head [Graph], ICI, June 8, 2022. [Online]. Available: https://www.statista.com/statistics/255780/willingness-to-take-above-average-or-substantial-investment-risks-by-age/
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