Average homeowner insurance premiums in the U.S. 2001-2021

Published by
Jennifer Rudden,
Nov 1, 2024

Homeowners insurance premiums have increased in cost over the past two decades and reached a peak in 2021. The average premiums for homeowners insurance increased from 536 U.S. dollars in 2001 to 1,411 U.S. dollars in 2021.

Average premiums for homeowners insurance in the United States from 2001 to 2021 (in U.S. dollars)

© Statista 2024
Download
Show detailed source information?
Register for free
Already a member?
Log in
Sources

Use Ask Statista Research Service

Release date

2024

Region

United States

Survey time period

2001 to 2021

Supplementary notes

According to the source, the data is based on the HO-3 homeowner package policy for owner-occupied dwellings, 1 to 4 family units. Provides “all risks” coverage (except those specifically excluded in the policy) on buildings and broad named-peril coverage on personal property, and is the most common package written.

Citation formats
Access all statistics starting from $2,388 USD yearly *

* For commercial use only

Basic Account

For single users
$0 USD
Always free
Access limited to Free Statistics. Premium Statistics are not included.
  • Free Statistics
Based on your interests

Starter Account

For single users
$199 USD
per month, billed annually 1
Buy now
  • Free Statistics
  • Premium Statistics

    • The statistic on this page is a Premium Statistic and is included in this account.

Professional Account

For teams of up to 5 people
$959 USD
per month, billed annually 1
Buy now
  • Free + Premium Statistics
  • Reports
  • Market Insights

1 All prices do not include sales tax. The account requires an annual contract and will renew after one year to the regular list price.

Compare accounts

Statistics on " Homeowners insurance in the United States "

The most important statistics
The most important statistics
The most important statistics
The most important statistics
The most important statistics
The most important statistics

Other statistics that may interest you Homeowners insurance in the United States

Market overview

5

Segments

5

Leading companies

5

Sales metrics/consumption

5

Customer perspective/specialties

5

Rates of homeownership

5

Further related statistics

16

Further Content: You might find this interesting as well

Statistics

Topics

Homeowners insurance in the United StatesInsured catastrophe lossesReinsurancePrivate health insurance in the United StatesProperty and casualty insurance in the United States
Access all statistics starting from $2,388 USD yearly *

* For commercial use only

Basic Account

For single users
$0 USD
Always free
Access limited to Free Statistics. Premium Statistics are not included.
  • Free Statistics
Based on your interests

Starter Account

For single users
$199 USD
per month, billed annually 1
Buy now
  • Free Statistics
  • Premium Statistics

    • The statistic on this page is a Premium Statistic and is included in this account.

Professional Account

For teams of up to 5 people
$959 USD
per month, billed annually 1
Buy now
  • Free + Premium Statistics
  • Reports
  • Market Insights

1 All prices do not include sales tax. The account requires an annual contract and will renew after one year to the regular list price.

Compare accounts
Learn more about how Statista can support your business.