Mortgage delinquency rates for VA loans in the U.S. 2000-2024, by quarter

Mortgage delinquency rates for Veterans Administration (VA) loans in the United States from 2000 to 2nd quarter 2024

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Release date

August 2024

Region

United States

Survey time period

2000 to Q2 2024

Supplementary notes

Number of loans delinquent 30 days or more as percentage of mortgage loans serviced in survey. Annual average of quarterly figures. Delinquency rate does not include loans in the process of foreclosure.
Covers one- to four-family residential non farm mortgage loans. Mortgage origination is the making of a new mortgage, including all steps taken by a lender to attract and qualify a borrower, process the mortgage loan, and place it on the lender’s books.
Based on the national Delinquency Survey which covers 45 million loans on one- to four unit properties, representing between 80 to 85 percent of all 'first lien' residential mortgage loan outstanding. Loans surveyed were reported by approximately 120 lenders, including mortgage bankers, commercial banks and thrifts.

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