The mortgage delinquency rate for Federal Housing Administration (FHA) loans in the United States declined since 2020, when it peaked at 15.65 percent. In the second quarter of 2024, 10.6 percent of FHA loans were delinquent. Historically, FHA mortgages have the highest delinquency rate of all mortgage types.
Mortgage delinquency rates for Federal Housing Administration (FHA) loans in the United States from 2000 to 2nd quarter 2024
Number of loans delinquent 30 days or more as percentage of mortgage loans serviced in survey. Annual average of quarterly figures. Delinquency rate does not include loans in the process of foreclosure.
Covers one- to four-family residential non farm mortgage
loans. Mortgage origination is the making of a new mortgage, including all steps taken by a lender to attract and qualify a borrower, process the mortgage loan, and place it on the lender’s books.
Based on the national Delinquency Survey which covers 45 million loans on one- to four unit properties, representing between 80 to 85 percent of all 'first lien' residential mortgage loan outstanding. Loans surveyed were reported by approximately 120 lenders, including mortgage bankers, commercial banks and thrifts.
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Mortgage Bankers Association. (August 15, 2024). Mortgage delinquency rates for Federal Housing Administration (FHA) loans in the United States from 2000 to 2nd quarter 2024 [Graph]. In Statista. Retrieved December 21, 2024, from https://www.statista.com/statistics/205977/us-federal-housing-administration-loans-since-1990/
Mortgage Bankers Association. "Mortgage delinquency rates for Federal Housing Administration (FHA) loans in the United States from 2000 to 2nd quarter 2024." Chart. August 15, 2024. Statista. Accessed December 21, 2024. https://www.statista.com/statistics/205977/us-federal-housing-administration-loans-since-1990/
Mortgage Bankers Association. (2024). Mortgage delinquency rates for Federal Housing Administration (FHA) loans in the United States from 2000 to 2nd quarter 2024. Statista. Statista Inc.. Accessed: December 21, 2024. https://www.statista.com/statistics/205977/us-federal-housing-administration-loans-since-1990/
Mortgage Bankers Association. "Mortgage Delinquency Rates for Federal Housing Administration (Fha) Loans in The United States from 2000 to 2nd Quarter 2024." Statista, Statista Inc., 15 Aug 2024, https://www.statista.com/statistics/205977/us-federal-housing-administration-loans-since-1990/
Mortgage Bankers Association, Mortgage delinquency rates for Federal Housing Administration (FHA) loans in the United States from 2000 to 2nd quarter 2024 Statista, https://www.statista.com/statistics/205977/us-federal-housing-administration-loans-since-1990/ (last visited December 21, 2024)
Mortgage delinquency rates for Federal Housing Administration (FHA) loans in the United States from 2000 to 2nd quarter 2024 [Graph], Mortgage Bankers Association, August 15, 2024. [Online]. Available: https://www.statista.com/statistics/205977/us-federal-housing-administration-loans-since-1990/
