Pre-occupied single-family home loan effective interest rate 2000-2012

Effective interest rate on previously occupied single-family home purchase loans in the United States from 2000 to 2012

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Release date

December 2014

Region

United States

Survey time period

2000 to 2012

Special properties

Annual averages

Supplementary notes

Contract interest rate plus fees and charges amortized over a ten year period.
Covers fully amortized conventional mortgage loans to purchase single-family nonfarm homes. Excludes refinancing loans, nonamortized and balloon loans, loans insured by the Federal Housing Administration, and loans guaranteed by the Veterans Administration. Based on a sample of mortgage lenders, including savings and loans associations, savings banks, commercial banks, and mortgage companies.
* Data for 2012 are unweighted.

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