An analysis from 2024 of commercial claims data from 2021 found that 73 percent of all claim spend was shoppable* to some degree. This includes a 10 percent retail pharmacy spend on drugs with lower-cost therapeutically equivalent alternatives and another 63 percent of claims spend on non-emergency medical care that was shoppable.
Percentage of commercial claims spend that was shoppable in the United States in 2021
Characteristic
Share of commercial claims spend
Total claims spend
100%
Emergency care¹
15%
Prescription spend on drugs for which no therapeutically equivalent alternative exists²
12%
Shoppable total
73%
Prescription spend on drugs with lower-cost therapeutically equivalent alternatives³
*"For this analysis, we define "shoppable" care as non-emergency medical care for which a patient can make a choice of physician, health system, or care setting (such as facility-based or at-home care). We also consider retail pharmacy spend on drugs for which therapeutic equivalents are available."
¹Includes all care billed alongside an ER claim, including ancillary expenses (e.g., labs and imaging) associated with an ER visit and hospital admissions originating in the ER. ²Spend on drugs for which no therapeutically equivalent alternatives exist and, as a result, for which member-driven shopping is limited. ³Includes spend on drugs for which therapeutically equivalent, lower-cost drugs (e.g., generics or biosimilars) are available. ⁴Includes care that members can choose to schedule across several sites of care (e.g. facility-based or at-home infusion therapy). ⁵Includes spend on scheduled care for which members can shop within a given site of care (e.g., physician office visits, labor and delivery).
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McKinsey & Company. (April 2, 2024). Percentage of commercial claims spend that was shoppable in the United States in 2021 [Graph]. In Statista. Retrieved December 17, 2024, from https://www.statista.com/statistics/1546236/us-commercial-claims-spend-that-was-shoppable/
McKinsey & Company. "Percentage of commercial claims spend that was shoppable in the United States in 2021." Chart. April 2, 2024. Statista. Accessed December 17, 2024. https://www.statista.com/statistics/1546236/us-commercial-claims-spend-that-was-shoppable/
McKinsey & Company. (2024). Percentage of commercial claims spend that was shoppable in the United States in 2021. Statista. Statista Inc.. Accessed: December 17, 2024. https://www.statista.com/statistics/1546236/us-commercial-claims-spend-that-was-shoppable/
McKinsey & Company. "Percentage of Commercial Claims Spend That Was Shoppable in The United States in 2021." Statista, Statista Inc., 2 Apr 2024, https://www.statista.com/statistics/1546236/us-commercial-claims-spend-that-was-shoppable/
McKinsey & Company, Percentage of commercial claims spend that was shoppable in the United States in 2021 Statista, https://www.statista.com/statistics/1546236/us-commercial-claims-spend-that-was-shoppable/ (last visited December 17, 2024)
Percentage of commercial claims spend that was shoppable in the United States in 2021 [Graph], McKinsey & Company, April 2, 2024. [Online]. Available: https://www.statista.com/statistics/1546236/us-commercial-claims-spend-that-was-shoppable/